Analysis
Based on comparable physics programs nationally, this bachelor's degree carries an estimated $23,424 in debt—notably higher than Missouri's typical physics debt of $16,005. While the 0.49 debt-to-earnings ratio might seem manageable on paper, remember that first-year earnings of around $47,670 represent what physics graduates across the country typically earn, not what Missouri Southern's specific alumni achieve. For a school with a 97% admission rate and moderate academic selectivity, the actual outcomes could differ significantly from these national peer estimates.
The field of physics itself offers solid fundamentals—graduates can pursue opportunities in research, education, or technical industries. However, without actual reported data from this program (suppressed due to small graduate numbers), you're essentially betting that Missouri Southern's physics students will perform as well as the national median, despite paying above-state-average debt to get there. The small cohort size that triggers data suppression also raises practical questions about resources, course variety, and networking opportunities within the major.
Before committing, investigate why this program has such small graduating classes and whether Missouri Southern can match the career support that produces those national median earnings. If your child is serious about physics, compare this option against Missouri's larger programs where you'd have both lower estimated debt and actual reported outcomes to evaluate.
Where Missouri Southern State University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,400 | $47,670* | — | $23,424* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Missouri Southern State University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.