Analysis
A debt-to-earnings ratio near 0.5 typically signals manageable student loans, and that's what peer physics programs nationally suggest for Missouri State's graduates. Based on comparable bachelor's programs across the country, first-year earnings around $47,670 against estimated debt of $23,424 means graduates would dedicate roughly half their first year's salary to what they borrowed—a workable starting point for a technical field. However, it's worth noting that similar programs in Missouri tend to produce lower debt loads (around $16,000 median), which raises questions about whether Missouri State's financial aid structure or student borrowing patterns put graduates at a disadvantage compared to in-state alternatives.
Physics degrees generally offer solid career flexibility, from engineering to data science to graduate school pathways, so the earnings figure may understate long-term potential. The field rewards advanced degrees, and if your child plans to pursue graduate work, these bachelor's-level figures represent just a stepping stone. But if they're entering the workforce directly, $47,670 is competitive for a recent graduate, though not exceptional—about middle-of-the-pack nationally for physics programs.
The key concern here is the limited actual data. With an open admission profile and 21% of students on Pell grants, Missouri State serves a broad student population, but we can't see how *their* physics graduates specifically perform. Before committing, dig into where recent graduates landed jobs or graduate programs, and compare net costs after aid to those Missouri programs carrying less debt.
Where Missouri State University-Springfield Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,024 | $47,670* | — | $23,424* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Missouri State University-Springfield, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.