Median Earnings (1yr)
$23,618
23rd percentile (60th in NY)
Median Debt
$11,100
1% above national median
Debt-to-Earnings
0.47
Manageable
Sample Size
138
Adequate data

Analysis

Mohawk Valley's liberal arts associate program sits in an interesting position: it performs solidly for New York (60th percentile in the state), even though it falls below the national median. That's not a contradiction—it reflects New York's particularly challenging wage environment for liberal arts graduates. At $23,618 initially, graduates earn almost exactly what their peers across the state make, while carrying typical debt of $11,100.

The program's strongest feature is its modest debt burden paired with meaningful earnings growth. That 0.47 debt-to-earnings ratio means graduates owe less than half their first-year salary, a manageable starting point for an associate degree. More importantly, earnings climb 18% to nearly $28,000 by year four, suggesting graduates find pathways to better opportunities—whether through job advancement or continuing their education. With 29% of students receiving Pell grants, this accessibility matters.

The reality check: liberal arts associate degrees rarely lead to high-paying careers immediately, and New York's top performers in this field (like Maria College at $61,000) are outliers, often focused on specific healthcare pathways. For families viewing this as a stepping stone—a foundational degree before transferring to a four-year program—the combination of low debt and typical outcomes makes sense. For those expecting this associate degree to stand alone as career preparation, the modest earnings warrant serious consideration of alternative paths.

Where Mohawk Valley Community College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Mohawk Valley Community CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Mohawk Valley Community College graduates compare to all programs nationally

Mohawk Valley Community College graduates earn $24k, placing them in the 23th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in New York (74 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Mohawk Valley Community College$23,618$27,944$11,1000.47
Maria College of Albany$60,857$38,220——
Excelsior University$50,464—$9,1960.18
Touro University$30,786$37,814$10,5000.34
SUNY Westchester Community College$30,417—$8,7640.29
Hudson Valley Community College$28,464$34,341$10,0460.35
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Maria College of Albany
Albany
$17,680$60,857—
Excelsior University
Albany
—$50,464$9,196
Touro University
New York
$21,810$30,786$10,500
SUNY Westchester Community College
Valhalla
$5,696$30,417$8,764
Hudson Valley Community College
Troy
$6,694$28,464$10,046

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Mohawk Valley Community College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 138 graduates with reported earnings and 235 graduates with debt data. Small samples may not be representative.