Median Earnings (1yr)
$51,980
64th percentile (60th in NJ)
Median Debt
$26,994
26% above national median
Debt-to-Earnings
0.52
Manageable
Sample Size
28
Limited data

Analysis

Monmouth's math program shows promising earnings growth—from $52K to $65K over four years—though the small sample size (under 30 graduates) means these figures could shift significantly year to year. The first-year salary sits above both the national and New Jersey medians, and graduates reach $65K by year four, putting them nearly on par with NJIT despite Monmouth's open-admission profile and much lower tuition costs.

The debt picture is exceptionally strong: at $27K, graduates carry about $3,500 more than the state median but start earning enough to keep their debt-to-income ratio at a manageable 0.52. More importantly, this ranks in just the 5th percentile nationally for debt burden, meaning 95% of math programs saddle students with more. That's a genuine advantage for a private university.

The uncertainty here isn't quality—it's consistency. With such a small cohort, one bad year could drag these numbers down, or a few high earners could be inflating them. But if your child is looking at accessible NJ schools rather than competing for spots at NJIT or Rutgers, Monmouth delivers comparable outcomes without the competitive pressure. Just understand you're betting on a program without a robust track record yet.

Where Monmouth University Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

Monmouth UniversityOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Monmouth University graduates compare to all programs nationally

Monmouth University graduates earn $52k, placing them in the 64th percentile of all mathematics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Mathematics bachelors's programs at peer institutions in New Jersey (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Monmouth University$51,980$65,127$26,9940.52
New Jersey Institute of Technology$65,725$67,694$26,1900.40
Rutgers University-Camden$54,953$77,902$23,0000.42
Rutgers University-New Brunswick$54,953$77,902$23,0000.42
Rutgers University-Newark$54,953$77,902$23,0000.42
Stockton University$53,915$59,973$25,9840.48
National Median$48,772—$21,5000.44

Other Mathematics Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
New Jersey Institute of Technology
Newark
$19,022$65,725$26,190
Rutgers University-Camden
Camden
$17,079$54,953$23,000
Rutgers University-New Brunswick
New Brunswick
$17,239$54,953$23,000
Rutgers University-Newark
Newark
$16,586$54,953$23,000
Stockton University
Galloway
$15,532$53,915$25,984

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Monmouth University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 28 graduates with reported earnings and 34 graduates with debt data. Small samples may not be representative.