Analysis
Rutgers-Newark's mathematics program launches graduates into solid careers that gain serious momentum. First-year earnings of $55,000 jump to nearly $78,000 by year four—a 42% increase that outpaces typical bachelor's degree trajectories. That acceleration matters: while this program ranks at the 60th percentile among New Jersey math programs initially, it reaches the 75th percentile nationally, suggesting strong career positioning as graduates establish themselves.
The $23,000 debt load sits right at New Jersey's median for math programs and yields a debt-to-earnings ratio of 0.42—manageable on that first-year salary and increasingly comfortable as earnings climb. For context, this program performs similarly to Rutgers-Camden and Rutgers-New Brunswick in terms of starting salaries, though it notably trails New Jersey Institute of Technology's $66,000. However, with 56% of students receiving Pell grants, Rutgers-Newark serves a primarily first-generation and lower-income population, making these outcomes particularly meaningful for families prioritizing social mobility.
For parents evaluating cost versus return, the combination of moderate debt, strong earnings growth, and robust sample size (100+ graduates tracked) provides reliable evidence that this program delivers. The upward trajectory suggests graduates are finding quantitative roles that reward experience—exactly what you want from a math degree.
Where Rutgers University-Newark Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Distribution
How Rutgers University-Newark graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Rutgers University-Newark | $54,953 | $77,902 | +42% |
| Rutgers University-New Brunswick | $54,953 | $77,902 | +42% |
| Rutgers University-Camden | $54,953 | $77,902 | +42% |
| The College of New Jersey | $50,762 | $74,846 | +47% |
| New Jersey Institute of Technology | $65,725 | $67,694 | +3% |
Compare to Similar Programs in New Jersey
Mathematics bachelors's programs at peer institutions in New Jersey (26 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $16,586 | $54,953 | $77,902 | $23,000 | 0.42 | |
| $19,022 | $65,725 | $67,694 | $26,190 | 0.40 | |
| $17,079 | $54,953 | $77,902 | $23,000 | 0.42 | |
| $17,239 | $54,953 | $77,902 | $23,000 | 0.42 | |
| $15,532 | $53,915 | $59,973 | $25,984 | 0.48 | |
| $44,850 | $51,980 | $65,127 | $26,994 | 0.52 | |
| National Median | — | $48,772 | — | $21,500 | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-Newark, approximately 56% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 142 graduates with reported earnings and 161 graduates with debt data. Small samples may not be representative.