Analysis
A debt-to-earnings ratio of 0.71 suggests manageable financial pressure—comparable criminal justice programs nationwide typically saddle graduates with about $26,000 in debt for first-year earnings around $38,000. That's roughly seven months of gross income to cover educational debt, which falls within reasonable bounds. However, Montana's criminal justice landscape tells a different story: the state's median for these programs hits $43,158, suggesting Montana Bible College's graduates may earn about $5,300 less annually than peers at other in-state programs like Montana State University-Northern.
The gap matters because criminal justice careers often follow rigid salary schedules, particularly in law enforcement and corrections. If similar Montana programs are producing higher earners, it likely reflects stronger agency connections, internship pipelines, or credential recognition that this smaller faith-based institution may struggle to match. The zero percent Pell Grant enrollment also raises questions about accessibility and whether the program serves students most in need of economic mobility through criminal justice careers.
For parents, the key question isn't whether the debt burden is crushing—it isn't—but whether this specific program positions graduates competitively within Montana's criminal justice field. Given the state benchmark suggests significantly higher earnings potential elsewhere, you'd want concrete evidence of placement success, agency partnerships, or specialized training that justifies choosing this path over more established programs in the state.
Where Montana Bible College Stands
Earnings vs. debt across all criminal justice and corrections bachelors's programs nationally
Compare to Similar Programs in Montana
Criminal Justice and Corrections bachelors's programs at peer institutions in Montana (4 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $13,600 | $37,856* | — | $27,000* | — | |
| $6,269 | $43,158* | — | $24,069* | 0.56 | |
| National Median | — | $37,856* | — | $26,130* | 0.69 |
Career Paths
Occupations commonly associated with criminal justice and corrections graduates
Financial Examiners
Emergency Management Directors
Criminal Justice and Law Enforcement Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
Regulatory Affairs Specialists
Customs Brokers
Detectives and Criminal Investigators
Police Identification and Records Officers
Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montana Bible College, approximately 0% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 629 similar programs. Actual outcomes may vary.