Analysis
A chemistry bachelor's degree brings real-world complications that deserve attention, even when exact outcomes aren't available. Since Montana State University Billings has too few chemistry graduates to report actual earnings and debt data, we're looking at estimates based on national medians—about $42,600 in first-year earnings and $23,675 in debt. That 0.56 debt-to-earnings ratio falls within manageable territory, suggesting graduates could handle loan payments on a typical entry-level salary. However, chemistry careers often require additional credentials or lead to grad school, which these estimates don't capture.
Montana offers seven chemistry programs, but none have sufficient graduate numbers for reported data, highlighting how small these cohorts tend to be statewide. The national benchmark of $42,600 reflects a field where bachelor's-level chemists often start in quality control, lab technician, or research assistant roles—positions that may not fully leverage the degree's potential. Many chemistry graduates either pursue graduate degrees for research careers or pivot into teaching, healthcare, or related fields where the chemistry background provides foundation rather than direct application.
The key question: does your child plan to stop at the bachelor's level or continue their education? If they're heading straight to work, these estimated figures suggest a viable but modest start. If graduate school is the goal, treat this as preparatory training where the debt matters more than immediate earnings. Given the estimation uncertainty and small program size, connecting with current students or recent alumni would provide the clearer picture these numbers can't offer.
Where Montana State University Billings Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs Nationally
Chemistry bachelors's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,706 | $42,581* | — | $23,675* | — | |
| $63,141 | $62,511* | $88,634 | $24,500* | 0.39 | |
| $14,850 | $59,576* | $64,496 | $11,172* | 0.19 | |
| $14,766 | $55,389* | — | $23,600* | 0.43 | |
| $11,389 | $55,376* | $67,363 | $27,000* | 0.49 | |
| $16,080 | $54,055* | $67,828 | $24,893* | 0.46 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montana State University Billings, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.