Human Resources Management and Services at Montana State University Billings
Associate's Degree
msubillings.eduAnalysis
An estimated $16,261 in debt puts this program well below the national median of $26,536 for associate degrees in human resources—a meaningful advantage when similar programs nationally suggest first-year earnings around $40,000. That debt load translates to a 0.41 debt-to-earnings ratio, which means graduates would owe roughly 41% of their first-year salary. For context, education policy experts generally consider anything below 0.50 manageable for an associate degree.
Montana has only two schools offering this credential, so your options in-state are already limited. While we can't compare this program directly to actual outcomes from Montana State Billings graduates (the sample size is too small for the Department of Education to report), the estimated figures derived from peer programs nationwide suggest a relatively balanced financial proposition. HR roles often value practical skills and certifications as much as credentials, and an associate degree can serve as an entry point to coordinator or specialist positions—though advancement typically requires additional credentials or years of experience.
The combination of below-average estimated debt and earnings that align with national norms makes this a program worth serious consideration if your student is committed to the HR field. Just recognize you're working with national benchmarks rather than Montana-specific outcomes, which could look different depending on the local job market in Billings and the school's employer connections.
Where Montana State University Billings Stands
Earnings vs. debt across all human resources management and services associates's programs nationally
Compare to Similar Programs Nationally
Human Resources Management and Services associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,706 | $40,006* | — | $16,261* | — | |
| — | $46,445* | — | $20,000* | 0.43 | |
| $15,117 | $45,969* | $49,585 | $26,536* | 0.58 | |
| $12,715 | $45,969* | $49,585 | $26,536* | 0.58 | |
| $10,899 | $45,969* | $49,585 | $26,536* | 0.58 | |
| $13,546 | $45,969* | $49,585 | $26,536* | 0.58 | |
| National Median | — | $40,006* | — | $26,536* | 0.66 |
Career Paths
Occupations commonly associated with human resources management and services graduates
Compensation and Benefits Managers
Human Resources Managers
Training and Development Managers
Labor Relations Specialists
Business Teachers, Postsecondary
Law Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
Coroners
Regulatory Affairs Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montana State University Billings, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 23 similar programs. Actual outcomes may vary.