Median Earnings (1yr)
$40,381
25th percentile
60th percentile in Montana
Median Debt
$23,526
10% below national median

Analysis

Montana State University-Northern graduates earn around $40,000 after graduationβ€”about $5,300 below the national median for business degrees but right at Montana's state median. More concerning is the minimal earnings growth: graduates see their income rise just 4% over four years, suggesting limited career advancement. For perspective, Carroll College's business grads earn nearly $8,000 more initially, though Northern's lower debt load ($23,500 versus the national typical $26,000) provides some cushion.

The debt-to-earnings ratio of 0.58 means graduates owe roughly seven months of income, manageable by today's standards. However, the earnings trajectory raises questions about long-term value. While Northern outperforms half of Montana's business programs (60th percentile in-state), it ranks in just the 25th percentile nationally, and the stagnant growth from year one to year four suggests graduates may struggle to increase their earning power significantly over time.

For Montana residents planning to stay in-state, Northern offers median outcomes at below-median debt. The program serves its local purpose adequately, particularly for students receiving financial aid (30% get Pell grants). But if your child has admission offers from Carroll or other competitive programs and can manage the additional cost, the earnings premium elsewhere may justify the investment, especially given Northern's limited growth trajectory.

Where Montana State University-Northern Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Earnings Distribution

How Montana State University-Northern graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Montana State University-Northern$40,381$41,836+4%
The University of Montana$37,784$55,000+46%
Rocky Mountain College$42,971$53,398+24%
Carroll College$48,337$51,866+7%
The University of Montana-Western$35,880$45,620+27%

Compare to Similar Programs in Montana

Business Administration, Management and Operations bachelors's programs at peer institutions in Montana (8 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Montana State University-NorthernHavre$6,269$40,381$41,836$23,5260.58
Carroll CollegeHelena$40,352$48,337$51,866$19,5000.40
Rocky Mountain CollegeBillings$33,252$42,971$53,398$26,0000.61
The University of MontanaMissoula$8,152$37,784$55,000$23,9230.63
The University of Montana-WesternDillon$6,430$35,880$45,620$21,6270.60
National Medianβ€”$45,703β€”$26,0000.57

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Montana State University-Northern, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 35 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.