Analysis
Chemistry programs nationwide typically show first-year earnings around $42,500, and Montana Tech's program appears positioned near that national benchmark. With estimated debt of $23,675—slightly below the national median—graduates would face manageable payments relative to their likely starting salaries. The debt-to-earnings ratio of 0.56 suggests roughly half a year's salary in student loans, which is reasonable territory for a STEM degree.
Montana Tech's focus as a technical institution could offer advantages beyond what these peer-program estimates reveal. Schools with engineering and science specializations often have strong industry connections and practical training that translate to better job placement, particularly in Montana's mining, environmental, and industrial sectors. The state's relatively low cost of living also means that a $42,000 salary stretches further than it would in urban coastal markets, though career growth may require eventual relocation.
The challenge here is making an investment decision with limited visibility into this specific program's outcomes. The 90% admission rate and modest test scores suggest Montana Tech isn't highly selective, but that doesn't necessarily predict career success in chemistry—what matters more is the curriculum rigor, lab facilities, and whether graduates secure relevant employment or graduate school placement. Before committing, get concrete answers from the department: where do recent graduates actually work, what percentage continue to graduate school, and how many land jobs in chemistry versus unrelated fields?
Where Montana Technological University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs Nationally
Chemistry bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,050 | $42,581* | — | $23,675* | — | |
| $63,141 | $62,511* | $88,634 | $24,500* | 0.39 | |
| $14,850 | $59,576* | $64,496 | $11,172* | 0.19 | |
| $14,766 | $55,389* | — | $23,600* | 0.43 | |
| $11,389 | $55,376* | $67,363 | $27,000* | 0.49 | |
| $16,080 | $54,055* | $67,828 | $24,893* | 0.46 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montana Technological University, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.