Analysis
Montana's metalworking programs typically deliver stronger first-year outcomes than the national estimates suggest for Montana Tech, with peer schools in the state reporting earnings around $42,000-$44,000. While the estimated $41,500 starting salary falls slightly below what similar Montana programs achieve, the projected $11,600 in debt represents a manageable burden—less than three months of earnings. This debt-to-earnings ratio of 0.28 suggests students could reasonably pay off their loans within a year or two of focused repayment.
The challenge here is uncertainty. With no reported outcomes specific to Montana Tech's program, you're essentially betting on whether their precision metalworking training will match what schools like Flathead Valley and MSU Billings deliver. Montana's small number of metalworking programs (just 9 statewide) means the local labor market is relatively uncrowded, but also that employer preferences for specific schools might matter more than in saturated markets.
The bottom line: If your child is committed to skilled trades and Montana Tech offers the specialized equipment and industry connections they need, the estimated debt load won't be the dealbreaker—the real question is whether this particular program can deliver the training quality that peer Montana schools are achieving. Ask the school directly about job placement rates and employer partnerships before committing.
Where Montana Technological University Stands
Earnings vs. debt across all precision metal working associates's programs nationally
Compare to Similar Programs in Montana
Precision Metal Working associates's programs at peer institutions in Montana (9 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,050 | $41,504* | — | $11,562* | — | |
| $4,748 | $43,711* | — | —* | — | |
| $6,706 | $41,875* | — | —* | — | |
| National Median | — | $41,504* | — | $12,000* | 0.29 |
Career Paths
Occupations commonly associated with precision metal working graduates
Sheet Metal Workers
Machinists
Tool and Die Makers
Welders, Cutters, Solderers, and Brazers
Extruding and Drawing Machine Setters, Operators, and Tenders, Metal and Plastic
Forging Machine Setters, Operators, and Tenders, Metal and Plastic
Rolling Machine Setters, Operators, and Tenders, Metal and Plastic
Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic
Drilling and Boring Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Grinding, Lapping, Polishing, and Buffing Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Lathe and Turning Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Milling and Planing Machine Setters, Operators, and Tenders, Metal and Plastic
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montana Technological University, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 56 similar programs. Actual outcomes may vary.