Median Earnings (1yr)
$21,934
28th percentile (40th in NJ)
Median Debt
$27,000
7% above national median
Debt-to-Earnings
1.23
Elevated
Sample Size
82
Adequate data

Analysis

Montclair State's Fine and Studio Arts program starts graduates at just $21,934—below both national and New Jersey medians—but shows something unusual for art degrees: strong upward momentum. Four years out, earnings jump 58% to $34,585, ultimately surpassing 60% of similar programs nationwide. However, this still trails significantly behind New Jersey's top art programs, where Ramapo College graduates earn nearly $45,000 and even mid-tier options like Rowan deliver $26,000.

The $27,000 debt load sits near typical levels for art programs, but that 1.23 debt-to-earnings ratio in year one means recent graduates face a challenging financial start. At the 40th percentile among New Jersey art programs, Montclair sits squarely in the middle of state options—not alarming, but nothing exceptional. The moderate sample size (30-100 graduates) means these numbers reflect enough students to be meaningful without capturing every possible career path.

For families weighing this decision: Montclair offers a relatively affordable path into fine arts with evidence that earnings improve meaningfully with experience. But if your child is serious about art as a career, stronger in-state alternatives exist that deliver higher starting salaries and better long-term outcomes. The upward trajectory here is encouraging, but the initial years will be financially tight, and catching up to New Jersey's top programs appears difficult even with that growth.

Where Montclair State University Stands

Earnings vs. debt across all fine and studio arts bachelors's programs nationally

Montclair State UniversityOther fine and studio arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Montclair State University graduates compare to all programs nationally

Montclair State University graduates earn $22k, placing them in the 28th percentile of all fine and studio arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Fine and Studio Arts bachelors's programs at peer institutions in New Jersey (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Montclair State University$21,934$34,585$27,0001.23
Ramapo College of New Jersey$44,529$41,385$25,0710.56
The College of New Jersey$33,214$48,408$25,0000.75
Monmouth University$29,353$49,388$27,0000.92
Rowan University$26,119$43,592$21,7080.83
Kean University$25,928$34,360$28,7501.11
National Median$24,742—$25,2951.02

Other Fine and Studio Arts Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Ramapo College of New Jersey
Mahwah
$15,978$44,529$25,071
The College of New Jersey
Ewing
$18,685$33,214$25,000
Monmouth University
West Long Branch
$44,850$29,353$27,000
Rowan University
Glassboro
$15,700$26,119$21,708
Kean University
Union
$13,426$25,928$28,750

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Montclair State University, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 82 graduates with reported earnings and 85 graduates with debt data. Small samples may not be representative.