Median Earnings (1yr)
$33,214
95th percentile (80th in NJ)
Median Debt
$25,000
1% below national median
Debt-to-Earnings
0.75
Manageable
Sample Size
110
Adequate data

Analysis

The College of New Jersey's fine arts program isn't the highest earning in the state, but it demonstrates something more valuable: strong momentum. While graduates start at $33,200—well above both state and national medians—they reach $48,400 by year four, a 46% jump that suggests these students are building real professional traction. In New Jersey, where the median fine arts graduate earns just $24,500, this program's outcomes rank in the 80th percentile statewide.

The $25,000 in debt is roughly average for fine arts programs, but the context matters. With a first-year debt burden of 0.75x earnings—manageable compared to many arts programs—graduates aren't starting underwater. That early trajectory makes the difference: by year four, the debt represents just half a year's salary. Compare this to typical fine arts outcomes where stagnant earnings in the mid-$20s can make even modest debt feel crushing.

Yes, Ramapo graduates earn more, but TCNJ's combination of reasonable debt and earnings growth creates breathing room that many studio arts programs don't offer. For a family willing to accept that fine arts won't deliver engineering-level salaries but wanting assurance their student won't struggle indefinitely with student loans, this program shows graduates actually gain earning power over time rather than hitting an immediate ceiling.

Where The College of New Jersey Stands

Earnings vs. debt across all fine and studio arts bachelors's programs nationally

The College of New JerseyOther fine and studio arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How The College of New Jersey graduates compare to all programs nationally

The College of New Jersey graduates earn $33k, placing them in the 95th percentile of all fine and studio arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Fine and Studio Arts bachelors's programs at peer institutions in New Jersey (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The College of New Jersey$33,214$48,408$25,0000.75
Ramapo College of New Jersey$44,529$41,385$25,0710.56
Monmouth University$29,353$49,388$27,0000.92
Rowan University$26,119$43,592$21,7080.83
Kean University$25,928$34,360$28,7501.11
Stockton University$25,099$39,769$27,0001.08
National Median$24,742—$25,2951.02

Other Fine and Studio Arts Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Ramapo College of New Jersey
Mahwah
$15,978$44,529$25,071
Monmouth University
West Long Branch
$44,850$29,353$27,000
Rowan University
Glassboro
$15,700$26,119$21,708
Kean University
Union
$13,426$25,928$28,750
Stockton University
Galloway
$15,532$25,099$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The College of New Jersey, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 110 graduates with reported earnings and 104 graduates with debt data. Small samples may not be representative.