Median Earnings (1yr)
$26,119
58th percentile (60th in NJ)
Median Debt
$21,708
14% below national median
Debt-to-Earnings
0.83
Manageable
Sample Size
75
Adequate data

Analysis

Rowan University's Fine and Studio Arts program demonstrates something unusual for this field: graduates who start below the poverty line at $26,119 see their earnings jump 67% by year four to reach $43,592. That's nearly double the first-year figure, making this one of the stronger performing arts programs in New Jersey—outearning 60% of comparable programs statewide and performing above the national median as well.

The debt load of $21,708 works out to less than a year's earnings at the four-year mark, which is manageable territory for an arts degree. While graduates face a challenging first year financially, those who persist in the field appear to find their footing relatively quickly. This isn't Ramapo-level earnings (where graduates start at $44,529), but it's competitive with other public institutions in the state and represents better-than-average debt positioning.

The real question is whether your student can weather that difficult first year and whether they have the drive to capitalize on whatever's driving that earnings growth—likely a combination of professional network development, portfolio building, and finding stable creative industry positions. For families who understand that arts degrees require patience and persistence, this program delivers more upward mobility than most alternatives in New Jersey.

Where Rowan University Stands

Earnings vs. debt across all fine and studio arts bachelors's programs nationally

Rowan UniversityOther fine and studio arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rowan University graduates compare to all programs nationally

Rowan University graduates earn $26k, placing them in the 58th percentile of all fine and studio arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Fine and Studio Arts bachelors's programs at peer institutions in New Jersey (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rowan University$26,119$43,592$21,7080.83
Ramapo College of New Jersey$44,529$41,385$25,0710.56
The College of New Jersey$33,214$48,408$25,0000.75
Monmouth University$29,353$49,388$27,0000.92
Kean University$25,928$34,360$28,7501.11
Stockton University$25,099$39,769$27,0001.08
National Median$24,742—$25,2951.02

Other Fine and Studio Arts Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Ramapo College of New Jersey
Mahwah
$15,978$44,529$25,071
The College of New Jersey
Ewing
$18,685$33,214$25,000
Monmouth University
West Long Branch
$44,850$29,353$27,000
Kean University
Union
$13,426$25,928$28,750
Stockton University
Galloway
$15,532$25,099$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rowan University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 75 graduates with reported earnings and 74 graduates with debt data. Small samples may not be representative.