Median Earnings (1yr)
$50,810
59th percentile (60th in NJ)
Median Debt
$22,125
3% above national median
Debt-to-Earnings
0.44
Manageable
Sample Size
45
Adequate data

Analysis

Montclair State's mathematics program lands squarely in the middle of the pack—right at the 60th percentile among New Jersey schools and just above the national median. For a program at an accessible state university (87% admission rate, 44% Pell grant recipients), first-year earnings of $50,810 represent solid footing, though they trail the top-tier Rutgers campuses and NJIT by roughly $4,000 to $15,000. The debt load of $22,125 is manageable, translating to a debt-to-earnings ratio of 0.44 that most families can work with.

The modest 5% earnings growth over four years suggests these graduates are finding stable employment rather than rapidly advancing careers—typical for math degree holders who may be teaching or working in support roles rather than quantitative finance or tech. What's notable is how closely Montclair's outcomes match the New Jersey median across the board, indicating this program delivers exactly what you'd expect from a regional state university.

For families choosing between New Jersey math programs, Montclair represents the middle ground: not the prestige and higher earnings of Rutgers or NJIT, but also not their selectivity or potentially heavier workload. If your child is looking at other mid-tier state schools in New Jersey, this program performs on par with the state median while keeping debt reasonable.

Where Montclair State University Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

Montclair State UniversityOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Montclair State University graduates compare to all programs nationally

Montclair State University graduates earn $51k, placing them in the 59th percentile of all mathematics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Mathematics bachelors's programs at peer institutions in New Jersey (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Montclair State University$50,810$53,441$22,1250.44
New Jersey Institute of Technology$65,725$67,694$26,1900.40
Rutgers University-Camden$54,953$77,902$23,0000.42
Rutgers University-New Brunswick$54,953$77,902$23,0000.42
Rutgers University-Newark$54,953$77,902$23,0000.42
Stockton University$53,915$59,973$25,9840.48
National Median$48,772—$21,5000.44

Other Mathematics Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
New Jersey Institute of Technology
Newark
$19,022$65,725$26,190
Rutgers University-Camden
Camden
$17,079$54,953$23,000
Rutgers University-New Brunswick
New Brunswick
$17,239$54,953$23,000
Rutgers University-Newark
Newark
$16,586$54,953$23,000
Stockton University
Galloway
$15,532$53,915$25,984

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Montclair State University, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 45 graduates with reported earnings and 48 graduates with debt data. Small samples may not be representative.