Median Earnings (1yr)
$20,217
5th percentile
25th percentile in Maryland
Median Debt
$9,500
13% below national median

Analysis

Montgomery College's Liberal Arts associate degree shows an unusual trajectory that deserves a closer look. The first-year earnings of $20,217 are concerning—ranking in just the 5th percentile nationally and 25th percentile among Maryland programs. However, by year four, median earnings more than double to $40,846, actually surpassing top performers like UMGC and Baltimore City Community College at that point.

The question for Maryland families is whether that initial earning period represents a real financial hardship or simply reflects students working part-time while transferring to four-year programs. The modest $9,500 debt load provides some cushion, but even that takes nearly half a year's initial earnings to manage. It's worth noting that similar programs at other Maryland community colleges start stronger—Prince George's and Wor-Wic both show first-year earnings around $30,000.

The dramatic earnings growth suggests many graduates successfully transfer and complete bachelor's degrees, which would explain both the weak start and strong finish. If your student plans to transfer immediately and can manage financially during that first year, the low debt and eventual earning power make sense. But if they need to work full-time right after graduation, the initial earning potential here lags significantly behind alternatives within Maryland's community college system.

Where Montgomery College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Earnings Distribution

How Montgomery College graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Montgomery College$20,217$40,846+102%
University of Maryland Global Campus$41,071$49,637+21%
Prince George's Community College$31,322$44,768+43%
Howard Community College$22,042$41,470+88%
Frederick Community College$22,067$40,392+83%

Compare to Similar Programs in Maryland

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Maryland (18 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Montgomery CollegeRockville$5,394$20,217$40,846$9,5000.47
Baltimore City Community CollegeBaltimore$3,314$41,120$39,791$8,8500.22
University of Maryland Global CampusAdelphi$7,992$41,071$49,637$8,2500.20
Prince George's Community CollegeLargo$3,914$31,322$44,768$13,4990.43
Wor-Wic Community CollegeSalisbury$3,744$30,763$31,613$6,5000.21
College of Southern MarylandLa Plata$4,200$29,862$36,670$10,6500.36
National Median—$27,248—$10,9500.40

Career Paths

Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates

Postsecondary Teachers, All Other

All postsecondary teachers not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Montgomery College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 79 graduates with reported earnings and 160 graduates with debt data. Small samples may not be representative.