Est. Earnings (1yr)
$43,375
Est. from NC median (38 programs)
Median Debt
$24,168
7% below national median

Analysis

Business administration programs in North Carolina show enormous variation—from UNC-Chapel Hill's $85,000 first-year outcomes down to state medians around $43,000—and Montreat's estimated figures place it squarely in the middle tier. With first-year earnings likely around $43,375 and debt at $24,168, graduates are looking at a debt burden roughly half their starting salary. That's manageable, particularly when earnings climb to $53,616 by year four, suggesting steady career progression typical of business degrees.

The challenge here is uncertainty. These early earnings are estimated from 38 comparable NC programs because Montreat's graduate sample was too small for the DOE to publish. What we can say: the debt load is actually below both state and national medians for business programs, and the four-year earnings figure—which is actual data—puts graduates within reach of the national 75th percentile. For a school serving 40% Pell-eligible students with a 66% admission rate, that trajectory suggests the program delivers reasonable mobility without crushing debt.

The question is whether estimated first-year earnings around $43,000 represent Montreat's reality or if the small Christian college's network and regional focus produce different outcomes. Parents should request actual placement data from the school itself—where do recent graduates work, and at what salaries? The debt-to-earnings fundamentals look sound, but with this much estimation, you need verification before committing.

Where Montreat College Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Montreat College$53,616
University of North Carolina at Chapel Hill$85,618$105,246+23%
North Carolina State University at Raleigh$56,877$69,742+23%
Queens University of Charlotte$54,032$64,491+19%
University of North Carolina Wilmington$48,369$63,879+32%

Compare to Similar Programs in North Carolina

Business Administration, Management and Operations bachelors's programs at peer institutions in North Carolina (52 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median DebtDebt/Earnings
Montreat CollegeMontreat$33,860$43,375*$53,616$24,168
University of North Carolina at Chapel HillChapel Hill$8,989$85,618*$105,246$14,3390.17
North Carolina State University at RaleighRaleigh$8,895$56,877*$69,742$20,0000.35
Queens University of CharlotteCharlotte$43,285$54,032*$64,491$23,2500.43
Meredith CollegeRaleigh$43,936$48,955*$52,241$23,5000.48
University of Mount OliveMount Olive$25,950$48,751*$50,645$35,5000.73
National Median$45,703*$26,0000.57
* Estimated from similar programs

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Montreat College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 38 similar programs in NC. Actual outcomes may vary.