Analysis
Similar accounting certificate programs in Illinois point to first-year earnings around $45,000, which would put this program well above the national median of roughly $32,000 for this credential. That estimated figure aligns with what nearby College of DuPage and Rasmussen graduates actually report earning, suggesting Illinois accounting certificate holders generally fare better than the national average—though some peer programs like Harper College show significantly lower outcomes.
The estimated $15,500 in debt produces a debt-to-earnings ratio of 0.34, which is manageable but higher than what comparable Illinois programs typically carry (around $11,000 median debt statewide). For a certificate program that should serve as a quick entry point to bookkeeping or junior accounting roles, borrowing this much warrants scrutiny. If your student can minimize loans through part-time enrollment while working, or secure Pell grants (nearly a third of students here receive them), the numbers improve considerably.
The core question is whether this certificate opens doors your student couldn't access otherwise. If they're already working and need credentials to advance, the investment makes more sense. For a recent high school graduate, community college accounting certificates work best as stepping stones—either into immediate employment with plans to continue education later, or as the foundation of an associate degree. Just understand these figures are extrapolated from peer schools, not guarantees specific to Moraine Valley.
Where Moraine Valley Community College Stands
Earnings vs. debt across all accounting certificate's programs nationally
Compare to Similar Programs in Illinois
Accounting certificate's programs at peer institutions in Illinois (44 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,822 | $45,004* | — | $15,516* | — | |
| $4,320 | $52,724* | — | —* | — | |
| $13,546 | $47,506* | — | $13,047* | 0.27 | |
| $3,552 | $42,502* | — | $9,500* | 0.22 | |
| $3,822 | $31,747* | — | —* | — | |
| National Median | — | $31,684* | — | $13,047* | 0.41 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Moraine Valley Community College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in IL. Actual outcomes may vary.