Business/Commerce at Morehead State University
Bachelor's Degree
Analysis
Starting salaries for Morehead State's business graduates trail significantly behind both national figures and Kentucky's median—nearly $9,000 below what typical state business grads earn and almost $10,000 under the national benchmark. While this lands the program at the 40th percentile statewide, that's actually middling performance in Kentucky, where business programs generally underperform the national average. Among the state's 21 business schools, Morehead sits squarely in the middle tier, well behind programs at University of Kentucky ($49,431) or Northern Kentucky University ($48,654).
The debt burden of $25,903 is reasonable and slightly below both state and national medians, creating a manageable debt-to-earnings ratio of 0.68. Graduates do see steady income growth—24% by year four—but that still only brings them to $47,451, barely matching what the typical business graduate nationally earns right out of college. For Kentucky families, this matters: paying similar debt for below-median earnings means longer payback periods and less financial flexibility in those critical early career years.
For parents whose children are Kentucky residents, this program offers accessible admission but underwhelming financial returns. Unless location or specific program features create unique value, families should seriously consider higher-performing in-state alternatives like UK or NKU, where similar debt loads translate to substantially better starting salaries and career momentum.
Where Morehead State University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Morehead State University graduates compare to all programs nationally
Morehead State University graduates earn $38k, placing them in the 13th percentile of all business/commerce bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Kentucky
Business/Commerce bachelors's programs at peer institutions in Kentucky (21 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Morehead State University | $38,301 | $47,451 | $25,903 | 0.68 |
| Sullivan University | $56,432 | $59,618 | $43,625 | 0.77 |
| University of Kentucky | $49,431 | $59,354 | $23,055 | 0.47 |
| Northern Kentucky University | $48,654 | $61,090 | $30,750 | 0.63 |
| Spalding University | $47,596 | $47,782 | $31,000 | 0.65 |
| University of the Cumberlands | $46,242 | $51,203 | $21,219 | 0.46 |
| National Median | $47,506 | — | $26,000 | 0.55 |
Other Business/Commerce Programs in Kentucky
Compare tuition, earnings, and debt across Kentucky schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Sullivan University Louisville | $14,220 | $56,432 | $43,625 |
| University of Kentucky Lexington | $13,212 | $49,431 | $23,055 |
| Northern Kentucky University Highland Heights | $10,896 | $48,654 | $30,750 |
| Spalding University Louisville | $27,850 | $47,596 | $31,000 |
| University of the Cumberlands Williamsburg | $9,875 | $46,242 | $21,219 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Morehead State University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 42 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.