Median Earnings (1yr)
$31,088
66th percentile (60th in KY)
Median Debt
$25,000
4% below national median
Debt-to-Earnings
0.80
Manageable
Sample Size
35
Adequate data

Analysis

Morehead State's music program produces graduates who earn slightly above the state median ($31,088 versus $31,088) while carrying manageable debt of $25,000—a debt-to-earnings ratio of 0.8 that's better than many arts programs. Among Kentucky's 19 music programs, this places graduates around the middle of the pack, trailing regional competitors like Western Kentucky ($34,766) and Murray State ($34,098) by a few thousand dollars annually.

The modest 5% earnings growth over four years suggests music graduates find relatively stable entry-level positions rather than climbing steeply into higher-paying roles. Nationally, these graduates outperform 66% of music programs, which is impressive considering music consistently ranks among the lower-earning bachelor's degrees. The debt load sits near the national median for the field, making it neither a standout bargain nor a financial red flag.

For families considering this program, the question isn't whether it's financially optimal—music degrees rarely are—but whether it represents a reasonable path. At under $25,000 in debt with earnings that exceed most music programs nationally, Morehead provides a middle-ground option: not the highest-earning music program in Kentucky, but one that keeps debt moderate enough that graduates aren't crushed by payments while building their careers. If your student is committed to music, this program won't create the debt burden that makes that career choice impossible to sustain.

Where Morehead State University Stands

Earnings vs. debt across all music bachelors's programs nationally

Morehead State UniversityOther music programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Morehead State University graduates compare to all programs nationally

Morehead State University graduates earn $31k, placing them in the 66th percentile of all music bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Music bachelors's programs at peer institutions in Kentucky (19 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Morehead State University$31,088$32,700$25,0000.80
Western Kentucky University$34,766$40,693$24,3170.70
Northern Kentucky University$34,428$32,345$27,3570.79
Murray State University$34,098$45,349$26,7310.78
Eastern Kentucky University$30,106$34,419$20,3790.68
University of Louisville$20,125$43,388$20,7451.03
National Median$26,036$26,0001.00

Other Music Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Western Kentucky University
Bowling Green
$11,436$34,766$24,317
Northern Kentucky University
Highland Heights
$10,896$34,428$27,357
Murray State University
Murray
$9,708$34,098$26,731
Eastern Kentucky University
Richmond
$10,130$30,106$20,379
University of Louisville
Louisville
$12,828$20,125$20,745

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Morehead State University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 35 graduates with reported earnings and 41 graduates with debt data. Small samples may not be representative.