Median Earnings (1yr)
$34,428
76th percentile (60th in KY)
Median Debt
$27,357
5% above national median
Debt-to-Earnings
0.79
Manageable
Sample Size
18
Limited data

Analysis

Northern Kentucky University's music program produces graduates who earn notably more than the national average for music majors—about $8,000 more in the first year after graduation. The $27,357 debt load translates to a 0.79 ratio against first-year earnings, which is actually quite manageable compared to many arts programs. Among Kentucky music programs, NKU sits in the middle of the pack, slightly above the state median but behind Western Kentucky and Murray State.

The real concern here is what happens after graduation: earnings dip from $34,428 to $32,345 by year four, suggesting graduates may be cycling through entry-level arts positions rather than building sustainable careers. However, with fewer than 30 graduates in this cohort, these numbers could easily swing based on just a few individuals' career paths. One graduate landing a stable orchestra position or another taking time for graduate school can skew the entire picture.

For a parent considering this program, the key question is whether your child has a specific career path in mind. The debt isn't crushing, and initial earnings beat most music programs. But the trajectory suggests graduates aren't immediately finding the kind of stable, upward-moving positions that justify a four-year degree investment. If your child is serious about music education or has connections in the regional arts scene, this could work. If they're uncertain about their post-graduation plans, that earnings decline should factor heavily into your family's decision.

Where Northern Kentucky University Stands

Earnings vs. debt across all music bachelors's programs nationally

Northern Kentucky UniversityOther music programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northern Kentucky University graduates compare to all programs nationally

Northern Kentucky University graduates earn $34k, placing them in the 76th percentile of all music bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Music bachelors's programs at peer institutions in Kentucky (19 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northern Kentucky University$34,428$32,345$27,3570.79
Western Kentucky University$34,766$40,693$24,3170.70
Murray State University$34,098$45,349$26,7310.78
Morehead State University$31,088$32,700$25,0000.80
Eastern Kentucky University$30,106$34,419$20,3790.68
University of Louisville$20,125$43,388$20,7451.03
National Median$26,036—$26,0001.00

Other Music Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Western Kentucky University
Bowling Green
$11,436$34,766$24,317
Murray State University
Murray
$9,708$34,098$26,731
Morehead State University
Morehead
$9,838$31,088$25,000
Eastern Kentucky University
Richmond
$10,130$30,106$20,379
University of Louisville
Louisville
$12,828$20,125$20,745

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Kentucky University, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 18 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.