Analysis
Murray State's music program graduates see remarkable income growth—a 33% jump from $34,098 to $45,349 over four years. That first-year figure already beats 75% of music programs nationally and puts Murray State among Kentucky's top three institutions for music earnings. While $34,098 might sound modest, it significantly exceeds the national median of $26,036 for music graduates and sits comfortably above Kentucky's state median of $31,088.
The debt picture reinforces the value here. At $26,731, graduates carry roughly average debt for music programs, but the 0.78 debt-to-earnings ratio means they can realistically manage repayment—especially as earnings climb past $45,000 by year four. This trajectory suggests graduates are finding stable positions in education, performance, or related fields rather than cobbling together multiple part-time gigs, which often plagues music majors elsewhere.
For families weighing Murray State against Kentucky's larger institutions, the numbers tell a clear story: only Western Kentucky and Northern Kentucky edge out Murray State by a few hundred dollars, while established names like University of Louisville trail by more than $13,000 annually. If your child is serious about music and willing to start in Murray, this program delivers better financial outcomes than most of its in-state competition.
Where Murray State University Stands
Earnings vs. debt across all music bachelors's programs nationally
Earnings Distribution
How Murray State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Murray State University | $34,098 | $45,349 | +33% |
| University of Louisville | $20,125 | $43,388 | +116% |
| Western Kentucky University | $34,766 | $40,693 | +17% |
| Eastern Kentucky University | $30,106 | $34,419 | +14% |
| Morehead State University | $31,088 | $32,700 | +5% |
Compare to Similar Programs in Kentucky
Music bachelors's programs at peer institutions in Kentucky (19 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,708 | $34,098 | $45,349 | $26,731 | 0.78 | |
| $11,436 | $34,766 | $40,693 | $24,317 | 0.70 | |
| $10,896 | $34,428 | $32,345 | $27,357 | 0.79 | |
| $9,838 | $31,088 | $32,700 | $25,000 | 0.80 | |
| $10,130 | $30,106 | $34,419 | $20,379 | 0.68 | |
| $12,828 | $20,125 | $43,388 | $20,745 | 1.03 | |
| National Median | — | $26,036 | — | $26,000 | 1.00 |
Career Paths
Occupations commonly associated with music graduates
Art, Drama, and Music Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Music Directors and Composers
Sound Engineering Technicians
Musicians and Singers
Disc Jockeys, Except Radio
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Murray State University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 35 graduates with reported earnings and 41 graduates with debt data. Small samples may not be representative.