Median Earnings (1yr)
$34,098
75th percentile (60th in KY)
Median Debt
$26,731
3% above national median
Debt-to-Earnings
0.78
Manageable
Sample Size
35
Adequate data

Analysis

Murray State's music program graduates see remarkable income growth—a 33% jump from $34,098 to $45,349 over four years. That first-year figure already beats 75% of music programs nationally and puts Murray State among Kentucky's top three institutions for music earnings. While $34,098 might sound modest, it significantly exceeds the national median of $26,036 for music graduates and sits comfortably above Kentucky's state median of $31,088.

The debt picture reinforces the value here. At $26,731, graduates carry roughly average debt for music programs, but the 0.78 debt-to-earnings ratio means they can realistically manage repayment—especially as earnings climb past $45,000 by year four. This trajectory suggests graduates are finding stable positions in education, performance, or related fields rather than cobbling together multiple part-time gigs, which often plagues music majors elsewhere.

For families weighing Murray State against Kentucky's larger institutions, the numbers tell a clear story: only Western Kentucky and Northern Kentucky edge out Murray State by a few hundred dollars, while established names like University of Louisville trail by more than $13,000 annually. If your child is serious about music and willing to start in Murray, this program delivers better financial outcomes than most of its in-state competition.

Where Murray State University Stands

Earnings vs. debt across all music bachelors's programs nationally

Murray State UniversityOther music programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Murray State University graduates compare to all programs nationally

Murray State University graduates earn $34k, placing them in the 75th percentile of all music bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Music bachelors's programs at peer institutions in Kentucky (19 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Murray State University$34,098$45,349$26,7310.78
Western Kentucky University$34,766$40,693$24,3170.70
Northern Kentucky University$34,428$32,345$27,3570.79
Morehead State University$31,088$32,700$25,0000.80
Eastern Kentucky University$30,106$34,419$20,3790.68
University of Louisville$20,125$43,388$20,7451.03
National Median$26,036—$26,0001.00

Other Music Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Western Kentucky University
Bowling Green
$11,436$34,766$24,317
Northern Kentucky University
Highland Heights
$10,896$34,428$27,357
Morehead State University
Morehead
$9,838$31,088$25,000
Eastern Kentucky University
Richmond
$10,130$30,106$20,379
University of Louisville
Louisville
$12,828$20,125$20,745

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Murray State University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 35 graduates with reported earnings and 41 graduates with debt data. Small samples may not be representative.