Median Earnings (1yr)
$40,361
25th percentile (25th in MD)
Median Debt
$31,000
19% above national median
Debt-to-Earnings
0.77
Manageable
Sample Size
125
Adequate data

Analysis

Morgan State's business program produces earnings that lag significantly behind Maryland's competitive market. With first-year graduates earning $40,361—about $11,000 less than the state median and $5,000 below the national average—this program ranks in the bottom quartile among both Maryland schools and national business programs. That's particularly stark in a state where University of Maryland-College Park grads start at $66,000 and even Towson manages $55,000.

The upside is that debt remains manageable at $31,000 (compared to Maryland's $25,000 median), and earnings grow steadily, reaching $53,000 by year four. That 32% growth trajectory is respectable and brings graduates closer to market rates over time. For families where Morgan State's access-oriented mission (54% Pell recipients, 83% admission rate) opens doors that flagship universities might not, this trade-off could make sense—you're accepting lower starting earnings in exchange for degree completion and career entry.

The bottom line: This works if your child needs Morgan State's supportive environment to finish their degree, but understand they'll start their career earning substantially less than peers from other Maryland business programs. The debt is reasonable enough that catching up over time is feasible, though those first few years will require careful budgeting. If your child can gain admission to Maryland's more selective programs, the earnings gap argues for pursuing those options instead.

Where Morgan State University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Morgan State UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Morgan State University graduates compare to all programs nationally

Morgan State University graduates earn $40k, placing them in the 25th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Business Administration, Management and Operations bachelors's programs at peer institutions in Maryland (20 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Morgan State University$40,361$53,322$31,0000.77
University of Maryland-College Park$65,842$88,783$20,5000.31
University of Maryland Global Campus$62,634$67,858$21,5270.34
Loyola University Maryland$60,656$79,298$27,0000.45
McDaniel College$59,048$70,755$25,0000.42
Towson University$54,772$67,968$19,2510.35
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Maryland-College Park
College Park
$11,505$65,842$20,500
University of Maryland Global Campus
Adelphi
$7,992$62,634$21,527
Loyola University Maryland
Baltimore
$55,480$60,656$27,000
McDaniel College
Westminster
$49,647$59,048$25,000
Towson University
Towson
$11,306$54,772$19,251

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Morgan State University, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 125 graduates with reported earnings and 140 graduates with debt data. Small samples may not be representative.