Analysis
A debt-to-earnings ratio of 0.59 suggests manageable borrowing for a chemistry degree, though the complete financial picture here remains unclear. Based on national peer programs, graduates might expect around $42,600 in first-year earnings against roughly $25,000 in debt—numbers that align closely with typical outcomes across chemistry programs nationwide. However, Iowa's flagship universities report actual earnings slightly higher, at $44,800 and $43,900 respectively, raising questions about whether Morningside's outcomes track closer to these state benchmarks or fall below them.
Chemistry degrees typically offer strong employment prospects in pharmaceutical, research, and manufacturing sectors, and the field generally rewards those who pursue graduate education or specialized certifications. The estimated figures here suggest neither red flags nor standout advantages—it's a middle-of-the-road financial profile. What matters most is whether students can access the laboratory facilities, research opportunities, and industry connections needed to compete for quality positions, and those details aren't captured in aggregate data.
For families deciding whether to invest in Morningside's chemistry program specifically, the uncertainty cuts both ways. The actual debt could be lower at a smaller institution with more aid flexibility, or the earnings could lag behind Iowa's research universities with stronger alumni networks in STEM fields. Request graduation and placement rates directly from the department, and ask specifically about where recent chemistry graduates are working—those concrete outcomes matter more than estimated national averages.
Where Morningside University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Iowa
Chemistry bachelors's programs at peer institutions in Iowa (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,190 | $42,581* | — | $24,994* | — | |
| $10,964 | $44,847* | — | $25,956* | 0.58 | |
| $10,497 | $43,870* | — | $23,250* | 0.53 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Morningside University, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.