Analysis
Special education teachers in Iowa face a challenging financial reality, and Morningside's numbers—drawn from comparable programs nationwide—suggest typical struggles for the field. With estimated first-year earnings around $44,000 and projected debt of $27,000, graduates would face a debt burden roughly 60% of their starting salary. That's manageable compared to many education programs, though it's worth noting that similar programs in Iowa typically carry higher debt loads (about $35,000), meaning Morningside may offer some relative affordability.
The earnings picture is fairly uniform across special education programs nationally, with most graduates starting within a narrow $4,000 band. This reflects the standardized nature of teaching salaries and the fact that special education credentials lead to clearly defined career paths. The estimated $44,000 aligns with both national and Iowa medians, suggesting graduates would earn competitive starting salaries for the profession—though "competitive" in education means modest compared to other fields requiring bachelor's degrees.
For parents, the key question is whether your child is committed to special education specifically. The financial returns are predictable but limited, and the work is demanding. If teaching special needs students is the goal, these estimated figures suggest a reasonable entry point. If there's uncertainty about the career path, the debt could become harder to justify on an educator's salary.
Where Morningside University Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in Iowa
Special Education and Teaching bachelors's programs at peer institutions in Iowa (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,190 | $44,139* | — | $27,000* | — | |
| $19,000 | $44,304* | — | $35,455* | 0.80 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Morningside University, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 170 similar programs. Actual outcomes may vary.