Analysis
Similar accounting certificate programs in Illinois suggest first-year earnings around $45,000—a figure that would put Morton College in the middle of the pack for the state. That's roughly $13,000 above the national median for these credentials, reflecting Illinois's stronger accounting market. The estimated debt of $15,500, while slightly higher than the state median, translates to a debt-to-earnings ratio of 0.34, meaning graduates could realistically pay off their student loans within months on an entry-level accounting salary.
What makes this picture cautiously promising is the math: even at these estimated figures, the debt burden appears manageable for someone entering Illinois's accounting field. For Morton's significant population of Pell-eligible students (35%), this kind of credential could serve as an affordable entry point into a field with clear career ladders. However, parents should recognize that these numbers are extrapolated from peer programs, not Morton's actual graduate outcomes—the college's small cohort sizes mean we're working with educated guesses rather than verified results.
The practical takeaway: if Morton offers strong job placement support and connections to local accounting firms in the Cicero area, this program could deliver reasonable value at a containable cost. But confirm what employment assistance comes with the certificate—that support network matters more when you're relying on estimated rather than proven outcomes.
Where Morton College Stands
Earnings vs. debt across all accounting certificate's programs nationally
Compare to Similar Programs in Illinois
Accounting certificate's programs at peer institutions in Illinois (44 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,884 | $45,004* | — | $15,516* | — | |
| $4,320 | $52,724* | — | —* | — | |
| $13,546 | $47,506* | — | $13,047* | 0.27 | |
| $3,552 | $42,502* | — | $9,500* | 0.22 | |
| $3,822 | $31,747* | — | —* | — | |
| National Median | — | $31,684* | — | $13,047* | 0.41 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Morton College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in IL. Actual outcomes may vary.