Analysis
Massachusetts philosophy programs cluster in a remarkably tight range, with similar programs suggesting first-year earnings around $40,000—well above the national median of $31,652 for this major. Mount Holyoke's estimated debt of $23,000 produces a manageable debt-to-earnings ratio of 0.57, meaning graduates would owe about seven months of their first-year salary. This positions the program competitively: it tracks closely with Boston University's outcomes and sits just below Boston College's $47,000 mark, while commanding significantly higher debt than the state median of roughly $22,000.
The liberal arts premium is visible here. Philosophy majors from selective colleges typically leverage critical thinking and writing skills into diverse career paths, and Mount Holyoke's academic profile (average SAT of 1422, 38% admission rate) suggests the kind of student who can translate a humanities degree into solid employment outcomes. The estimated earnings outpacing three-quarters of philosophy programs nationally isn't accidental—it reflects both the Massachusetts economy and the career networks available to graduates of well-regarded institutions.
For families comfortable with philosophy as a foundation rather than vocational training, the financial picture looks reasonable. The debt burden is modest enough to manage on typical first-year earnings, and the program appears to deliver results consistent with peer institutions in the state. The key question is whether your student plans to pursue graduate study or enter the workforce directly, as philosophy's long-term value often materializes through graduate credentials or pivot into fields like law, consulting, or communications.
Where Mount Holyoke College Stands
Earnings vs. debt across all philosophy bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Philosophy bachelors's programs at peer institutions in Massachusetts (34 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $64,142 | $40,377* | — | $23,000* | — | |
| $67,680 | $47,345* | $47,768 | $18,000* | 0.38 | |
| $65,168 | $40,377* | $47,043 | $25,750* | 0.64 | |
| $15,496 | $36,581* | $41,381 | —* | — | |
| National Median | — | $31,652* | — | $22,641* | 0.72 |
Career Paths
Occupations commonly associated with philosophy graduates
Natural Sciences Managers
Clinical Research Coordinators
Mathematicians
Mathematical Science Teachers, Postsecondary
Philosophy and Religion Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount Holyoke College, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MA. Actual outcomes may vary.