Analysis
Chemistry programs in California show a stark divide: UC Berkeley graduates earn nearly $60,000 their first year, while similar programs across the state suggest more modest outcomes around $44,000. Based on comparable chemistry bachelor's programs statewide, Mount Saint Mary's students likely face this tighter financial picture—starting earnings near the state median but carrying estimated debt of about $25,000, roughly 50% higher than California's typical chemistry graduate.
That debt-to-earnings ratio of 0.57 sits in workable territory, meaning graduates would dedicate just over half their first-year salary to their student loans. For context, peer programs nationally report similar debt loads, so this isn't unusually burdensome for a chemistry degree. However, the gap between Mount Saint Mary's projected outcomes and top California programs is substantial—roughly $15,000 less in starting earnings than Cal State Long Beach or UC Merced graduates report.
The practical question: does this path make sense for a student serious about chemistry? With 55% of students receiving Pell grants, Mount Saint Mary's serves many families for whom affordability matters acutely. If your child is drawn to the smaller campus environment and can manage that debt load, this could work—but they should know they're likely starting behind peers from larger state schools in both earnings and debt position. Chemistry careers often require graduate work anyway, where institutional prestige matters less for undergrad.
Where Mount Saint Mary's University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in California
Chemistry bachelors's programs at peer institutions in California (65 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $48,132 | $43,766* | — | $24,994* | — | |
| $14,850 | $59,576* | $64,496 | $11,172* | 0.19 | |
| $14,167 | $50,944* | $56,584 | $15,000* | 0.29 | |
| $7,008 | $50,553* | $66,742 | $15,680* | 0.31 | |
| $7,739 | $49,382* | — | —* | — | |
| $14,965 | $47,197* | $64,903 | $15,805* | 0.33 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount Saint Mary's University, approximately 55% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 23 similar programs in CA. Actual outcomes may vary.