Analysis
A debt-to-earnings ratio of 0.76 positions this program in more manageable territory than many bachelor's degrees, though the fundamentals require scrutiny. Based on comparable behavioral sciences programs nationally, first-year earnings around $35,400 against estimated debt of $26,900 means your graduate would need roughly nine months of gross income to cover their loans—not catastrophic, but requiring careful budgeting in those early years. The challenge is that behavioral sciences typically serves as a stepping stone to graduate work or specialized training rather than a standalone career credential, meaning these estimates may actually represent the ceiling for many graduates rather than a starting point that grows substantially.
What makes this picture particularly uncertain is that Mount St. Joseph has too few graduates in this program for the Department of Education to report actual outcomes. The estimates come from national medians across similar programs, but behavioral sciences can vary dramatically in focus—from research methodology to counseling preparation to organizational behavior—and job prospects shift accordingly. With only two Ohio schools offering this exact credential, you're looking at a relatively uncommon path where program design matters enormously.
The practical reality: if your student plans to stop at a bachelor's, they need a clear plan for translating behavioral sciences coursework into specific job skills that employers value. If graduate school is the goal, add those costs to the calculation before committing to this foundation.
Where Mount St. Joseph University Stands
Earnings vs. debt across all behavioral sciences bachelors's programs nationally
Compare to Similar Programs Nationally
Behavioral Sciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $36,650 | $35,410* | — | $26,865* | — | |
| $12,330 | $38,937* | $43,432 | $27,667* | 0.71 | |
| $68,380 | $38,391* | — | $19,000* | 0.49 | |
| $9,552 | $38,087* | $37,783 | $49,770* | 1.31 | |
| — | $38,087* | $37,783 | $49,770* | 1.31 | |
| — | $38,087* | $37,783 | $49,770* | 1.31 | |
| National Median | — | $35,410* | — | $26,944* | 0.76 |
Career Paths
Occupations commonly associated with behavioral sciences graduates
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Social and Community Service Managers
Life Scientists, All Other
Social Scientists and Related Workers, All Other
Social Science Research Assistants
Community and Social Service Specialists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount St. Joseph University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 18 similar programs. Actual outcomes may vary.