Analysis
A $27,000 debt load for a chemistry bachelor's degree sits slightly above both the national median ($24,000) and Ohio's typical figure ($25,751), while estimated first-year earnings of $43,349 align almost exactly with what similar programs across Ohio report. That debt-to-earnings ratio of 0.62 falls within manageable range—you're looking at about seven months of gross pay to cover the full debt burden. Chemistry programs at Ohio's larger public universities do show somewhat higher starting salaries, with Cleveland State and Cincinnati graduates earning $4,000-$5,000 more in their first year, though those gaps may narrow as careers develop.
The challenge with Mount St. Joseph's program is that we're working with estimates derived from comparable Ohio chemistry programs rather than actual outcomes from this specific institution. The figures suggest a reasonable investment—chemistry degrees generally provide solid employment prospects in pharmaceuticals, research, and industrial applications abundant in Ohio's economy—but without reported data, you can't assess whether Mount St. Joseph's smaller program size translates into advantages like personalized faculty attention or disadvantages in lab resources and industry connections.
If your child is committed to chemistry and values a smaller campus environment, these estimated numbers don't raise red flags. But before committing, directly ask the department about graduate outcomes, industry partnerships, and whether their students typically pursue graduate school (which could explain suppressed data if most continue their education immediately). Compare those answers against what larger Ohio programs offer in research opportunities and employer networks.
Where Mount St. Joseph University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Ohio
Chemistry bachelors's programs at peer institutions in Ohio (53 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $36,650 | $43,349* | — | $27,000* | — | |
| $12,613 | $48,147* | $55,195 | $24,744* | 0.51 | |
| $13,570 | $47,387* | $62,319 | $23,750* | 0.50 | |
| $12,799 | $44,970* | — | $27,500* | 0.61 | |
| $14,081 | $43,840* | $55,512 | $26,000* | 0.59 | |
| $6,178 | $43,349* | $55,606 | $25,751* | 0.59 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount St. Joseph University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 13 similar programs in OH. Actual outcomes may vary.