Analysis
A $27,000 debt load for a chemistry bachelor's degree falls right in the middle of what's typical—the national median is $24,000—and Ohio chemistry programs generally produce similar borrowing levels. What matters more is whether this path leads somewhere, and based on comparable Ohio programs, first-year earnings around $43,000 put graduates near both state and national benchmarks. The debt-to-earnings ratio of 0.62 suggests manageable repayment: less than two-thirds of first-year income. That's reasonable, though not exceptional.
Chemistry degrees typically open doors to lab work, quality control positions, or graduate school—fields where credentials matter as much as where you earned them. The challenge here is uncertainty: these estimates come from peer programs across Ohio because Mount Vernon's graduate sample is too small for the Department of Education to report actual outcomes. Larger Ohio schools like Cleveland State and Cincinnati report first-year earnings in the $47,000-$48,000 range, which might reflect stronger industry connections or regional advantages near major employers.
The fundamentals suggest this program won't saddle your child with unmanageable debt for a credential that employers recognize. But without actual graduate outcomes, you're betting that Mount Vernon's chemistry grads perform similarly to the state average. If your child is considering graduate school—common in chemistry—this undergraduate debt level leaves room for that next step.
Where Mount Vernon Nazarene University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Ohio
Chemistry bachelors's programs at peer institutions in Ohio (53 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $35,524 | $43,349* | — | $27,000* | — | |
| $12,613 | $48,147* | $55,195 | $24,744* | 0.51 | |
| $13,570 | $47,387* | $62,319 | $23,750* | 0.50 | |
| $12,799 | $44,970* | — | $27,500* | 0.61 | |
| $14,081 | $43,840* | $55,512 | $26,000* | 0.59 | |
| $6,178 | $43,349* | $55,606 | $25,751* | 0.59 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount Vernon Nazarene University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 13 similar programs in OH. Actual outcomes may vary.