Business/Commerce at Mount Wachusett Community College
Associate's Degree
Analysis
Mount Wachusett's business associate graduates earn $42,825 in their first year—solidly above both the national median ($36,591) and Massachusetts median ($39,216) for this program. At just $9,250 in debt, the numbers pencil out favorably: you're borrowing roughly 2.5 months' worth of first-year salary, about half what students typically take on nationally. That's a meaningful difference when you're starting your career, giving graduates more financial breathing room to build savings or pursue further education.
The earnings trajectory looks healthy too, climbing 23% to reach nearly $53,000 by year four. Among Massachusetts community colleges offering business programs, this ranks near the top—only Quinsigamond edges it out slightly. The caveat here is sample size: with fewer than 30 graduates in the data, these numbers could shift somewhat with a larger cohort, particularly the debt figure which matches the state median exactly.
For a two-year degree that costs under $10,000 in loans and delivers above-average earning power in a high-cost state like Massachusetts, this represents a solid foundation. The low debt burden means your child could comfortably transition into a four-year program if they want the bachelor's later, or start working immediately without financial pressure. Just recognize these figures come from a small sample, so individual outcomes may vary more than at larger programs.
Where Mount Wachusett Community College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Mount Wachusett Community College graduates compare to all programs nationally
Mount Wachusett Community College graduates earn $43k, placing them in the 73th percentile of all business/commerce associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Massachusetts
Business/Commerce associates's programs at peer institutions in Massachusetts (10 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Mount Wachusett Community College | $42,825 | $52,852 | $9,250 | 0.22 |
| Quinsigamond Community College | $42,618 | — | $17,500 | 0.41 |
| Bristol Community College | $35,815 | $39,349 | $7,480 | 0.21 |
| Springfield Technical Community College | $19,969 | $42,728 | $7,200 | 0.36 |
| National Median | $36,591 | — | $13,437 | 0.37 |
Other Business/Commerce Programs in Massachusetts
Compare tuition, earnings, and debt across Massachusetts schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Quinsigamond Community College Worcester | $5,974 | $42,618 | $17,500 |
| Bristol Community College Fall River | $5,412 | $35,815 | $7,480 |
| Springfield Technical Community College Springfield | $5,520 | $19,969 | $7,200 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount Wachusett Community College, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 26 graduates with reported earnings and 39 graduates with debt data. Small samples may not be representative.