Analysis
This accounting program carries an estimated $15,979 in debt—notably lower than what similar programs typically require nationwide ($19,354) or elsewhere in Oregon ($20,031). That's a meaningful difference when you're earning around $37,000 in your first year, putting the debt-to-earnings ratio at a manageable 0.43.
The caveat: both figures are estimates based on peer programs nationally, since Mt Hood's graduate cohort was too small for the Department of Education to publish. What we can say is that Oregon accounting programs with reported data suggest stronger earning potential—Chemeketa and Portland Community College graduates earn in the low $40,000s, about 10-15% more than what comparable programs nationally produce. Whether Mt Hood's graduates follow the Oregon pattern or the national one makes a practical difference of several thousand dollars annually.
The relatively light debt load provides some cushion against that uncertainty. Even if earnings land at the lower end of expectations, you're looking at a debt burden of less than half a year's salary—a threshold that typically signals manageable repayment. For parents weighing this option, the key question is whether the program's local employer connections are strong enough to deliver Oregon-level outcomes rather than the national baseline.
Where Mt Hood Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Oregon
Accounting associates's programs at peer institutions in Oregon (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,175 | $37,001* | — | $15,979* | — | |
| $6,210 | $42,808* | $44,382 | —* | — | |
| $5,040 | $40,816* | $37,812 | $20,031* | 0.49 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mt Hood Community College, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.