Analysis
A business associate's degree that finishes with estimated first-year earnings around $36,600 against $11,000 in debt creates a manageable 0.30 debt-to-earnings ratio—meaning graduates would owe roughly 30 cents for every dollar earned. Based on national patterns for similar programs, this puts Mt Hood's estimated outcomes in reasonable territory. The debt load sits below the national median of $13,437 for business associate's programs, while earnings align precisely with what peer programs typically produce across the country.
What we don't have here is any reported data from Mt Hood's actual graduates or from Oregon's other six business associate's programs, which means we're relying entirely on national patterns to approximate outcomes. Business associate's degrees nationally show considerable range—the top quarter of programs see first-year earnings above $43,000—suggesting that local job markets and curriculum focus matter significantly. Oregon's economy, with its mix of logistics, healthcare administration, and retail management opportunities, could push outcomes higher or lower than these estimates.
The practical concern is straightforward: you're investing in a program where the earnings and debt figures are educated guesses rather than tracked outcomes. The estimated debt-to-earnings ratio suggests financial viability if the national pattern holds, but without actual data from Mt Hood or comparable Oregon programs, you're betting that this particular program performs like the national average. Before committing, reach out to the program directly for job placement rates and employer connections—concrete information that can validate whether these estimates reflect reality for their graduates.
Where Mt Hood Community College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs Nationally
Business/Commerce associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,175 | $36,591* | — | $11,000* | — | |
| $38,400 | $83,571* | $68,202 | $49,185* | 0.59 | |
| $7,630 | $62,409* | $44,964 | $12,500* | 0.20 | |
| $23,324 | $49,530* | $48,012 | $31,338* | 0.63 | |
| $31,168 | $49,463* | $54,966 | $25,149* | 0.51 | |
| $8,216 | $49,463* | $54,966 | $25,149* | 0.51 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mt Hood Community College, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.