Allied Health and Medical Assisting Services at MTI College
Undergraduate Certificate or Diploma
Analysis
MTI College's medical assisting certificate delivers on the fundamentals: manageable debt ($7,295) and earnings that outperform most competitors. At $30,707 in the first year, graduates earn above both the California median ($26,897) and national median ($27,186), placing this program in the 60th percentile statewide. While not the highest-earning option in California—schools like Empire College and Bay Area Medical Academy top $38,000—MTI's combination of solid wages and minimal debt makes it a practical choice.
The debt-to-earnings ratio of 0.24 means graduates owe less than three months' salary, which is exceptionally favorable for a certificate program. Medical assistants typically see modest but steady wage growth, and the 8% earnings increase here follows that pattern. The moderate sample size suggests these results represent typical outcomes rather than outliers.
For families seeking an affordable entry into healthcare without bachelor's degree requirements, this program offers a clear path forward. The low debt burden matters especially for students who may need to work while studying or who lack family financial support—relevant given that 41% of MTI students receive Pell grants. You're paying less than $7,300 to access a career with $30,000+ starting pay and room to grow.
Where MTI College Stands
Earnings vs. debt across all allied health and medical assisting services certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How MTI College graduates compare to all programs nationally
MTI College graduates earn $31k, placing them in the 74th percentile of all allied health and medical assisting services certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
Allied Health and Medical Assisting Services certificate's programs at peer institutions in California (185 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| MTI College | $30,707 | $33,151 | $7,295 | 0.24 |
| Empire College | $40,838 | $41,628 | $13,213 | 0.32 |
| Bay Area Medical Academy | $38,505 | $52,333 | $9,139 | 0.24 |
| Charles A Jones Career and Education Center | $38,064 | — | $4,730 | 0.12 |
| Cabrillo College | $37,279 | $45,575 | — | — |
| Unitek College | $34,873 | $31,360 | $8,409 | 0.24 |
| National Median | $27,186 | — | $9,500 | 0.35 |
Other Allied Health and Medical Assisting Services Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Empire College Santa Rosa | — | $40,838 | $13,213 |
| Bay Area Medical Academy San Francisco | — | $38,505 | $9,139 |
| Charles A Jones Career and Education Center Sacramento | — | $38,064 | $4,730 |
| Cabrillo College Aptos | $1,270 | $37,279 | — |
| Unitek College South San Francisco | — | $34,873 | $8,409 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At MTI College, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 76 graduates with reported earnings and 84 graduates with debt data. Small samples may not be representative.