Fine and Studio Arts at Murray State University
Bachelor's Degree
Analysis
Murray State's Fine Arts program starts rough but rebounds significantly. That first-year salary of $21,715 ranks in just the 26th percentile nationally—well below the already modest national median of $24,742 for art degrees. However, earnings nearly triple to $32,467 by year four, representing 50% growth and outpacing every other Kentucky art program except Northern Kentucky and Louisville. Within Kentucky, this program sits at the 40th percentile, placing it in the middle of the pack despite that weak start.
The debt load of $24,619 is actually slightly better than both state and national medians for art programs, creating a manageable 1.13 debt-to-earnings ratio even with those low initial earnings. The real question is whether families can weather those first few lean years. Many art graduates supplement creative work with other employment, and these numbers suggest Murray State grads figure that out relatively quickly compared to peers.
For families considering this program, the trajectory matters more than the starting point. If your child can live frugally (or return home) for a year or two after graduation, the mid-career earnings become competitive with Kentucky's larger public universities. But if immediate financial independence is essential, programs at Northern Kentucky or Louisville offer better initial outcomes, though likely at higher cost.
Where Murray State University Stands
Earnings vs. debt across all fine and studio arts bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Murray State University graduates compare to all programs nationally
Murray State University graduates earn $22k, placing them in the 26th percentile of all fine and studio arts bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Kentucky
Fine and Studio Arts bachelors's programs at peer institutions in Kentucky (25 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Murray State University | $21,715 | $32,467 | $24,619 | 1.13 |
| Northern Kentucky University | $31,448 | $34,108 | $25,724 | 0.82 |
| University of Louisville | $28,485 | $38,885 | $25,000 | 0.88 |
| Western Kentucky University | $28,291 | $23,243 | $27,000 | 0.95 |
| Eastern Kentucky University | $25,596 | $28,880 | $27,375 | 1.07 |
| Berea College | $20,036 | — | — | — |
| National Median | $24,742 | — | $25,295 | 1.02 |
Other Fine and Studio Arts Programs in Kentucky
Compare tuition, earnings, and debt across Kentucky schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Northern Kentucky University Highland Heights | $10,896 | $31,448 | $25,724 |
| University of Louisville Louisville | $12,828 | $28,485 | $25,000 |
| Western Kentucky University Bowling Green | $11,436 | $28,291 | $27,000 |
| Eastern Kentucky University Richmond | $10,130 | $25,596 | $27,375 |
| Berea College Berea | $49,326 | $20,036 | — |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Murray State University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 33 graduates with reported earnings and 32 graduates with debt data. Small samples may not be representative.