Analysis
Murray State's Fine Arts program starts rough but rebounds significantly. That first-year salary of $21,715 ranks in just the 26th percentile nationallyβwell below the already modest national median of $24,742 for art degrees. However, earnings nearly triple to $32,467 by year four, representing 50% growth and outpacing every other Kentucky art program except Northern Kentucky and Louisville. Within Kentucky, this program sits at the 40th percentile, placing it in the middle of the pack despite that weak start.
The debt load of $24,619 is actually slightly better than both state and national medians for art programs, creating a manageable 1.13 debt-to-earnings ratio even with those low initial earnings. The real question is whether families can weather those first few lean years. Many art graduates supplement creative work with other employment, and these numbers suggest Murray State grads figure that out relatively quickly compared to peers.
For families considering this program, the trajectory matters more than the starting point. If your child can live frugally (or return home) for a year or two after graduation, the mid-career earnings become competitive with Kentucky's larger public universities. But if immediate financial independence is essential, programs at Northern Kentucky or Louisville offer better initial outcomes, though likely at higher cost.
Where Murray State University Stands
Earnings vs. debt across all fine and studio arts bachelors's programs nationally
Earnings Distribution
How Murray State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Murray State University | $21,715 | $32,467 | +50% |
| University of Louisville | $28,485 | $38,885 | +37% |
| Northern Kentucky University | $31,448 | $34,108 | +8% |
| Eastern Kentucky University | $25,596 | $28,880 | +13% |
| Morehead State University | $17,301 | $26,546 | +53% |
Compare to Similar Programs in Kentucky
Fine and Studio Arts bachelors's programs at peer institutions in Kentucky (25 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,708 | $21,715 | $32,467 | $24,619 | 1.13 | |
| $10,896 | $31,448 | $34,108 | $25,724 | 0.82 | |
| $12,828 | $28,485 | $38,885 | $25,000 | 0.88 | |
| $11,436 | $28,291 | $23,243 | $27,000 | 0.95 | |
| $10,130 | $25,596 | $28,880 | $27,375 | 1.07 | |
| $49,326 | $20,036 | β | β | β | |
| National Median | β | $24,742 | β | $25,295 | 1.02 |
Career Paths
Occupations commonly associated with fine and studio arts graduates
Art Directors
Special Effects Artists and Animators
Art, Drama, and Music Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Archivists
Curators
Museum Technicians and Conservators
Craft Artists
Fine Artists, Including Painters, Sculptors, and Illustrators
Artists and Related Workers, All Other
Jewelers and Precious Stone and Metal Workers
Gem and Diamond Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Murray State University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 33 graduates with reported earnings and 32 graduates with debt data. Small samples may not be representative.