Analysis
University of Louisville's Fine Arts program generates surprisingly strong returns for an arts degree, with graduates earning $38,885 four years outβroughly $15,000 more than the Kentucky median for these programs. While the $28,485 starting salary isn't impressive in absolute terms, this program performs in the 72nd percentile nationally, meaning it outearns nearly three-quarters of similar programs across the country. Among Kentucky's 25 arts programs, only Northern Kentucky and Western Kentucky produce higher earners.
The financial picture is manageable by arts degree standards. The $25,000 debt load equals less than one year's starting salary, and that debt-to-earnings ratio of 0.88 compares favorably to many arts programs that saddle graduates with two or three years' worth of debt. More importantly, earnings grow 37% over the first four yearsβan unusually strong trajectory for fine arts, where incomes often stagnate. This suggests graduates are gaining traction in the market rather than languishing in barista jobs.
The caveat: even with strong growth, $38,885 after four years won't support student loan payments and an independent lifestyle in most cases. But if your child is committed to an arts career, this program delivers better-than-average preparation at a reasonable cost. The earnings trajectory matters more than the starting point here, and Louisville's graduates appear to be building viable careers rather than hitting an early ceiling.
Where University of Louisville Stands
Earnings vs. debt across all fine and studio arts bachelors's programs nationally
Earnings Distribution
How University of Louisville graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Louisville | $28,485 | $38,885 | +37% |
| Northern Kentucky University | $31,448 | $34,108 | +8% |
| Murray State University | $21,715 | $32,467 | +50% |
| Eastern Kentucky University | $25,596 | $28,880 | +13% |
| Morehead State University | $17,301 | $26,546 | +53% |
Compare to Similar Programs in Kentucky
Fine and Studio Arts bachelors's programs at peer institutions in Kentucky (25 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $12,828 | $28,485 | $38,885 | $25,000 | 0.88 | |
| $10,896 | $31,448 | $34,108 | $25,724 | 0.82 | |
| $11,436 | $28,291 | $23,243 | $27,000 | 0.95 | |
| $10,130 | $25,596 | $28,880 | $27,375 | 1.07 | |
| $9,708 | $21,715 | $32,467 | $24,619 | 1.13 | |
| $49,326 | $20,036 | β | β | β | |
| National Median | β | $24,742 | β | $25,295 | 1.02 |
Career Paths
Occupations commonly associated with fine and studio arts graduates
Art Directors
Special Effects Artists and Animators
Art, Drama, and Music Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Archivists
Curators
Museum Technicians and Conservators
Craft Artists
Fine Artists, Including Painters, Sculptors, and Illustrators
Artists and Related Workers, All Other
Jewelers and Precious Stone and Metal Workers
Gem and Diamond Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Louisville, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 76 graduates with reported earnings and 73 graduates with debt data. Small samples may not be representative.