Median Earnings (1yr)
$28,291
71st percentile (60th in KY)
Median Debt
$27,000
7% above national median
Debt-to-Earnings
0.95
Manageable
Sample Size
43
Adequate data

Analysis

Western Kentucky's Fine Arts program lands comfortably above average nationally but faces a troubling pattern: graduates earn $28,291 in their first year out, ranking in the 71st percentile nationwide, only to see those earnings drop to $23,243 four years later. That's an 18% decline when most careers are gaining momentum. Among Kentucky's 25 fine arts programs, WKU places solidly mid-pack—earning more than Murray State or Berea but trailing Northern Kentucky and Louisville by $3,000-7,000 annually.

The financial picture starts manageable with $27,000 in debt (lower than 75% of similar programs nationally), creating a near 1:1 debt-to-earnings ratio that's workable for an arts degree. However, that declining earnings trajectory raises questions about whether early employment opportunities dry up or graduates struggle to build sustainable creative careers. By year four, earnings have fallen below what most Kentucky fine arts graduates make initially.

For a family considering this investment, the key question is sustainability. If your child has a clear plan for building their practice or transitioning into more stable creative work by their late twenties, the relatively low debt provides room to maneuver. But the backwards earnings pattern suggests many graduates don't find that path. If Northern Kentucky or Louisville are options, those programs show better earning power without significantly more debt.

Where Western Kentucky University Stands

Earnings vs. debt across all fine and studio arts bachelors's programs nationally

Western Kentucky UniversityOther fine and studio arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Western Kentucky University graduates compare to all programs nationally

Western Kentucky University graduates earn $28k, placing them in the 71th percentile of all fine and studio arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Fine and Studio Arts bachelors's programs at peer institutions in Kentucky (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Western Kentucky University$28,291$23,243$27,0000.95
Northern Kentucky University$31,448$34,108$25,7240.82
University of Louisville$28,485$38,885$25,0000.88
Eastern Kentucky University$25,596$28,880$27,3751.07
Murray State University$21,715$32,467$24,6191.13
Berea College$20,036
National Median$24,742$25,2951.02

Other Fine and Studio Arts Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Northern Kentucky University
Highland Heights
$10,896$31,448$25,724
University of Louisville
Louisville
$12,828$28,485$25,000
Eastern Kentucky University
Richmond
$10,130$25,596$27,375
Murray State University
Murray
$9,708$21,715$24,619
Berea College
Berea
$49,326$20,036

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Western Kentucky University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 43 graduates with reported earnings and 46 graduates with debt data. Small samples may not be representative.