Fine and Studio Arts at Western Kentucky University
Bachelor's Degree
Analysis
Western Kentucky's Fine Arts program lands comfortably above average nationally but faces a troubling pattern: graduates earn $28,291 in their first year out, ranking in the 71st percentile nationwide, only to see those earnings drop to $23,243 four years later. That's an 18% decline when most careers are gaining momentum. Among Kentucky's 25 fine arts programs, WKU places solidly mid-pack—earning more than Murray State or Berea but trailing Northern Kentucky and Louisville by $3,000-7,000 annually.
The financial picture starts manageable with $27,000 in debt (lower than 75% of similar programs nationally), creating a near 1:1 debt-to-earnings ratio that's workable for an arts degree. However, that declining earnings trajectory raises questions about whether early employment opportunities dry up or graduates struggle to build sustainable creative careers. By year four, earnings have fallen below what most Kentucky fine arts graduates make initially.
For a family considering this investment, the key question is sustainability. If your child has a clear plan for building their practice or transitioning into more stable creative work by their late twenties, the relatively low debt provides room to maneuver. But the backwards earnings pattern suggests many graduates don't find that path. If Northern Kentucky or Louisville are options, those programs show better earning power without significantly more debt.
Where Western Kentucky University Stands
Earnings vs. debt across all fine and studio arts bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Western Kentucky University graduates compare to all programs nationally
Western Kentucky University graduates earn $28k, placing them in the 71th percentile of all fine and studio arts bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Kentucky
Fine and Studio Arts bachelors's programs at peer institutions in Kentucky (25 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Western Kentucky University | $28,291 | $23,243 | $27,000 | 0.95 |
| Northern Kentucky University | $31,448 | $34,108 | $25,724 | 0.82 |
| University of Louisville | $28,485 | $38,885 | $25,000 | 0.88 |
| Eastern Kentucky University | $25,596 | $28,880 | $27,375 | 1.07 |
| Murray State University | $21,715 | $32,467 | $24,619 | 1.13 |
| Berea College | $20,036 | — | — | — |
| National Median | $24,742 | — | $25,295 | 1.02 |
Other Fine and Studio Arts Programs in Kentucky
Compare tuition, earnings, and debt across Kentucky schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Northern Kentucky University Highland Heights | $10,896 | $31,448 | $25,724 |
| University of Louisville Louisville | $12,828 | $28,485 | $25,000 |
| Eastern Kentucky University Richmond | $10,130 | $25,596 | $27,375 |
| Murray State University Murray | $9,708 | $21,715 | $24,619 |
| Berea College Berea | $49,326 | $20,036 | — |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Western Kentucky University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 43 graduates with reported earnings and 46 graduates with debt data. Small samples may not be representative.