Median Earnings (1yr)
$68,608
19th percentile (40th in KY)
Median Debt
$25,082
7% below national median
Debt-to-Earnings
0.37
Manageable
Sample Size
130
Adequate data

Analysis

Murray State's nursing program presents an unusual problem: graduates earn $68,608 in their first year—already about $6,000 below Kentucky's state median—but then see earnings *decline* to $62,810 by year four. This backward trajectory is rare in nursing, where experience typically commands higher pay. The program ranks in just the 40th percentile among Kentucky nursing schools, falling well behind regional competitors like Beckfield College ($83,033) and University of Pikeville ($82,878).

The debt picture offers some relief at $25,082, running about $3,000 below the state median and yielding a manageable 0.37 debt-to-earnings ratio. With 100+ graduates in the data set, these patterns are statistically reliable, not flukes. The declining earnings suggest graduates may struggle to access higher-paying nursing specialties or advancement opportunities that typically materialize after several years of experience.

For families choosing between Kentucky nursing programs, this data is clear: your child can likely find better earning potential elsewhere in the state, even with similar admission profiles. The declining earnings curve warrants direct questions to Murray State about where graduates work and why compensation appears to stagnate rather than grow with experience.

Where Murray State University Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally

Murray State UniversityOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Murray State University graduates compare to all programs nationally

Murray State University graduates earn $69k, placing them in the 19th percentile of all registered nursing, nursing administration, nursing research and clinical nursing bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in Kentucky (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Murray State University$68,608$62,810$25,0820.37
Beckfield College-Florence$83,033—$49,8050.60
University of Pikeville$82,878—$33,6180.41
University of the Cumberlands$81,012—$29,4000.36
Kentucky Christian University$76,970$70,627$27,7500.36
Galen College of Nursing-Louisville$76,234$82,003$45,7750.60
National Median$74,888—$27,0000.36

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Beckfield College-Florence
Florence
$13,295$83,033$49,805
University of Pikeville
Pikeville
$24,150$82,878$33,618
University of the Cumberlands
Williamsburg
$9,875$81,012$29,400
Kentucky Christian University
Grayson
$25,000$76,970$27,750
Galen College of Nursing-Louisville
Louisville
—$76,234$45,775

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Murray State University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 130 graduates with reported earnings and 125 graduates with debt data. Small samples may not be representative.