Accounting at National American University-Rapid City
Associate's Degree
Analysis
National American University's accounting graduates face a challenging start, earning roughly $8,000 less than the South Dakota median for this program and landing in just the 25th percentile statewide. That's significant when you're carrying nearly $29,000 in debt—considerably more than both the state and national medians for associate-level accounting programs. The debt-to-earnings ratio of 0.88 means graduates owe almost a full year's salary, which can make those first few years financially tight, especially when peers at Southeast Technical or Mitchell Technical are starting $8,000-$12,000 ahead.
The 28% earnings bump by year four brings graduates closer to competitive levels, which suggests the degree does build marketable skills over time. However, that growth isn't enough to overcome the initial gap and debt burden. With 57% of students receiving Pell grants, many families here are already stretching financially—making the higher-than-average debt particularly concerning.
The very small sample size (under 30 graduates) means these numbers might not represent every student's experience, but the pattern is clear enough to warrant serious consideration. If accounting is the goal, the data suggests looking at Southeast Technical or Mitchell Technical first, where graduates start stronger and typically carry less debt. This program could work, but only if other options aren't accessible.
Where National American University-Rapid City Stands
Earnings vs. debt across all accounting associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How National American University-Rapid City graduates compare to all programs nationally
National American University-Rapid City graduates earn $33k, placing them in the 26th percentile of all accounting associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in South Dakota
Accounting associates's programs at peer institutions in South Dakota (6 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| National American University-Rapid City | $32,546 | $41,500 | $28,757 | 0.88 |
| Southeast Technical College | $44,850 | — | $23,746 | 0.53 |
| Mitchell Technical College | $40,475 | $34,967 | $12,000 | 0.30 |
| National Median | $37,000 | — | $19,354 | 0.52 |
Other Accounting Programs in South Dakota
Compare tuition, earnings, and debt across South Dakota schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Southeast Technical College Sioux Falls | $7,650 | $44,850 | $23,746 |
| Mitchell Technical College Mitchell | $7,524 | $40,475 | $12,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At National American University-Rapid City, approximately 57% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.