Analysis
Comparable accounting programs across the nation suggest first-year earnings around $37,000 for associate degree holders, while this school's estimated debt of $23,823 sits noticeably above both the national median ($19,354) and California's median ($17,375) for similar programs. That debt-to-earnings ratio of 0.64 isn't catastrophic—it's manageable within a year's salary—but it means graduates are likely starting with a heavier burden than peers at other California schools.
The 71% Pell grant population suggests National Career College serves students with genuine financial need, which makes that debt premium more consequential. When California community colleges produce accounting grads at similar earnings levels with roughly $6,000 less debt, the value calculation shifts. Mt. San Antonio College, for instance, reports slightly lower earnings but presumably far less debt given typical community college costs.
The core question is whether the private school environment—potentially smaller classes, flexible scheduling, or career services—justifies the additional borrowing. If your child needs those supports to complete the degree, the debt level remains workable. But if they can access a public alternative, the savings are substantial enough to warrant that path first, especially given that accounting credentials and earnings appear fairly standardized across California institutions.
Where National Career College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in California
Accounting associates's programs at peer institutions in California (110 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| — | $37,001* | — | $23,823* | — | |
| — | $41,351* | — | $17,375* | 0.42 | |
| $1,364 | $34,604* | — | —* | — | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At National Career College, approximately 71% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.