Analysis
Looking at comparable business programs in Illinois, a first-year salary around $45,000 against an estimated $26,845 in debt suggests manageable starting conditions—that's a debt-to-earnings ratio of 0.60, well within the range where monthly payments shouldn't overwhelm a budget. What complicates the picture is that four-year earnings for this program drop to $40,275, bucking the usual pattern where business graduates see steady salary growth. This decline matters when you're trying to pay down loans and build financial stability.
National Louis serves a predominantly working-class student population (57% receive Pell grants), and these earnings estimates reflect what peer Illinois business programs typically produce. The comparison to schools like DeVry, where graduates earn $57,000 initially, shows the range of outcomes across Chicago-area business programs. The question isn't whether this program can lead to employment—it clearly does—but whether the four-year earnings trajectory justifies the investment when other accessible Illinois programs might offer stronger income growth.
For a family weighing this option, the initial debt load seems reasonable, but that backward earnings trend between years one and four deserves scrutiny. Before committing, you'd want to understand what drives that pattern—whether it reflects part-time work patterns among graduates, industry sectors they enter, or career paths that start stronger than they finish.
Where National Louis University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| National Louis University | — | $40,275 | — |
| Northeastern Illinois University | $45,015 | $67,572 | +50% |
| Lake Forest College | $44,283 | $64,213 | +45% |
| Saint Xavier University | $44,190 | $57,865 | +31% |
| DeVry University-Illinois | $57,020 | $56,664 | -1% |
Compare to Similar Programs in Illinois
Business/Commerce bachelors's programs at peer institutions in Illinois (13 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $12,345 | $45,015* | $40,275 | $26,845* | — | |
| $17,488 | $57,020* | $56,664 | $47,236* | 0.83 | |
| $12,320 | $47,463* | $53,072 | $23,180* | 0.49 | |
| $12,383 | $45,015* | $67,572 | $17,788* | 0.40 | |
| $54,202 | $44,283* | $64,213 | $27,000* | 0.61 | |
| $36,840 | $44,190* | $57,865 | $26,845* | 0.61 | |
| National Median | — | $47,506* | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At National Louis University, approximately 57% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in IL. Actual outcomes may vary.