Business/Commerce at Saint Xavier University
Bachelor's Degree
Analysis
Saint Xavier's business program starts graduates below both national and state medians at $44,190, but here's what matters: earnings jump 31% by year four to nearly $58,000. That trajectory outpaces the typical business graduate and suggests the program's professional network and curriculum deliver value over time, not just at graduation. Among Illinois business programs, this ranks right at the 40th percentile—solidly middle-of-the-pack in a competitive state market.
The debt picture is reasonable at $26,845, translating to a 0.61 debt-to-earnings ratio that's manageable on a business graduate's starting salary. With 56% of students receiving Pell grants, Saint Xavier clearly serves working-class Chicago families, and the 86% admission rate means access isn't a barrier. The moderate sample size (30-100 graduates) means these numbers are reliable enough to trust.
The practical question for parents: can your family handle a few lean years while your graduate builds their career? Those first-year earnings lag behind competitors like DeVry ($57,020) and Trinity International ($47,463), but by year four, Saint Xavier grads have closed much of that gap. If your child is patient and willing to work their way up—common in Chicago's business environment—this program delivers value. Just understand you're betting on growth, not an immediate payoff.
Where Saint Xavier University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Saint Xavier University graduates compare to all programs nationally
Saint Xavier University graduates earn $44k, placing them in the 31th percentile of all business/commerce bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Illinois
Business/Commerce bachelors's programs at peer institutions in Illinois (13 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Saint Xavier University | $44,190 | $57,865 | $26,845 | 0.61 |
| DeVry University-Illinois | $57,020 | $56,664 | $47,236 | 0.83 |
| Trinity International University-Illinois | $47,463 | $53,072 | $23,180 | 0.49 |
| Northeastern Illinois University | $45,015 | $67,572 | $17,788 | 0.40 |
| Lake Forest College | $44,283 | $64,213 | $27,000 | 0.61 |
| National Median | $47,506 | — | $26,000 | 0.55 |
Other Business/Commerce Programs in Illinois
Compare tuition, earnings, and debt across Illinois schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| DeVry University-Illinois Lisle | $17,488 | $57,020 | $47,236 |
| Trinity International University-Illinois Deerfield | $12,320 | $47,463 | $23,180 |
| Northeastern Illinois University Chicago | $12,383 | $45,015 | $17,788 |
| Lake Forest College Lake Forest | $54,202 | $44,283 | $27,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Xavier University, approximately 56% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 98 graduates with reported earnings and 96 graduates with debt data. Small samples may not be representative.