Analysis
An estimated $16,000 in debt for an accounting associate's degree falls well below the national median of $19,354, which matters when first-year earnings hover around $37,000. Based on comparable associate-level accounting programs nationwide, graduates typically face a debt load of less than half their first-year salary—a manageable starting point for entering the field. With nearly half of National Park's students receiving Pell grants, affordability appears to be part of the school's identity.
The challenge lies in Arkansas's accounting market itself. The national median for this credential suggests steady, if unspectacular, entry points into bookkeeping, accounts payable, or junior accounting roles. Whether Hot Springs and surrounding areas offer enough entry-level positions to absorb new graduates is an open question, particularly since smaller markets can limit upward mobility without relocating. Programs like this often serve students who need flexibility—working adults already in administrative roles looking to formalize their skills—rather than traditional students launching careers from scratch.
The math works on paper: lower debt and reasonable earnings estimates create a foundation that shouldn't trap graduates in years of payments. But remember these figures come from peer programs, not National Park's actual outcomes. Before committing, verify that local employers value this credential and that the program includes practical software training (QuickBooks, Excel) that Arkansas small businesses actually use.
Where National Park College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs Nationally
Accounting associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,600 | $37,001* | — | $15,979* | — | |
| $2,550 | $58,469* | $44,916 | $22,215* | 0.38 | |
| $8,216 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $31,168 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $5,050 | $49,685* | $48,712 | —* | — | |
| $6,270 | $48,832* | — | $19,254* | 0.39 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At National Park College, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.