Median Earnings (1yr)
$37,980
84th percentile (60th in NJ)
Median Debt
$19,750
21% below national median
Debt-to-Earnings
0.52
Manageable
Sample Size
85
Adequate data

Analysis

New Jersey City University's biology program outperforms 84% of similar programs nationally—a remarkable outcome for a school with an 89% admission rate serving a predominantly working-class student body. With first-year earnings of $37,980 and debt under $20,000, graduates face a manageable debt-to-earnings ratio of 0.52, meaning they can theoretically pay off their loans in six months of earnings. That's substantially better than the typical biology major nationally, who starts at $32,316 while carrying $25,000 in debt.

Within New Jersey, the picture becomes more nuanced. The program ranks in the 60th percentile statewide, trailing elite options like Centenary ($44,312) and William Paterson ($42,492), but still landing above the state median. More importantly, NJCU delivers this performance with significantly lower debt than most state competitors—nearly $5,000 less than the NJ average. For families concerned about affordability, this combination matters: your child won't lead the pack in earnings, but they'll have far more financial breathing room than peers who borrowed heavily elsewhere.

For students interested in healthcare, research, or graduate school—common paths for biology majors—this program offers a cost-effective foundation without the financial burden that could complicate those next steps. The 11% earnings growth over four years suggests graduates are finding their footing professionally, even if they're not immediately entering high-paying positions.

Where New Jersey City University Stands

Earnings vs. debt across all biology bachelors's programs nationally

New Jersey City UniversityOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How New Jersey City University graduates compare to all programs nationally

New Jersey City University graduates earn $38k, placing them in the 84th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Biology bachelors's programs at peer institutions in New Jersey (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
New Jersey City University$37,980$42,124$19,7500.52
Centenary University$44,312—$26,7420.60
William Paterson University of New Jersey$42,492$59,958$25,8600.61
Rider University$41,181$55,766$26,9770.66
Montclair State University$37,179$42,414$26,0000.70
Georgian Court University$36,405—$23,2500.64
National Median$32,316—$25,0000.77

Other Biology Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Centenary University
Hackettstown
$37,732$44,312$26,742
William Paterson University of New Jersey
Wayne
$15,150$42,492$25,860
Rider University
Lawrenceville
$38,900$41,181$26,977
Montclair State University
Montclair
$14,766$37,179$26,000
Georgian Court University
Lakewood
$37,110$36,405$23,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At New Jersey City University, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 85 graduates with reported earnings and 113 graduates with debt data. Small samples may not be representative.