Analysis
New Jersey City University's mathematics program starts behind but tells an unusual story of dramatic income growth. First-year graduates earn just $30,605—landing in the bottom 10% among New Jersey math programs and well below the state median of $50,810. But four years later, earnings jump 70% to $52,107, surpassing both the national and state medians for the field. This trajectory suggests graduates may be entering teaching or entry-level positions initially, then transitioning into better-paying roles as they gain experience or complete additional credentials.
The debt picture helps offset the weak start: at $20,250, it's below both state and national averages, and the 0.66 debt-to-earnings ratio means graduates owe less than eight months of their first-year salary. For a school serving a primarily working-class student body (52% receive Pell grants), this manageable debt load matters. However, families should note that top NJ programs like NJIT ($65,725) and the Rutgers campuses (all around $55,000) deliver much stronger first-year earnings—more than double NJCU's initial outcomes.
This program makes sense for students prioritizing access and affordability over immediate earning power, particularly if they have a plan for that difficult first year financially. But the dramatically higher starting salaries elsewhere in New Jersey suggest that stronger students should seriously consider the state's more competitive math programs.
Where New Jersey City University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Distribution
How New Jersey City University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| New Jersey City University | $30,605 | $52,107 | +70% |
| Rutgers University-Newark | $54,953 | $77,902 | +42% |
| Rutgers University-New Brunswick | $54,953 | $77,902 | +42% |
| Rutgers University-Camden | $54,953 | $77,902 | +42% |
| The College of New Jersey | $50,762 | $74,846 | +47% |
Compare to Similar Programs in New Jersey
Mathematics bachelors's programs at peer institutions in New Jersey (26 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $13,971 | $30,605 | $52,107 | $20,250 | 0.66 | |
| $19,022 | $65,725 | $67,694 | $26,190 | 0.40 | |
| $16,586 | $54,953 | $77,902 | $23,000 | 0.42 | |
| $17,079 | $54,953 | $77,902 | $23,000 | 0.42 | |
| $17,239 | $54,953 | $77,902 | $23,000 | 0.42 | |
| $15,532 | $53,915 | $59,973 | $25,984 | 0.48 | |
| National Median | — | $48,772 | — | $21,500 | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At New Jersey City University, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 35 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.