Median Earnings (1yr)
$30,605
5th percentile
10th percentile in New Jersey
Median Debt
$20,250
6% below national median

Analysis

New Jersey City University's mathematics program starts behind but tells an unusual story of dramatic income growth. First-year graduates earn just $30,605—landing in the bottom 10% among New Jersey math programs and well below the state median of $50,810. But four years later, earnings jump 70% to $52,107, surpassing both the national and state medians for the field. This trajectory suggests graduates may be entering teaching or entry-level positions initially, then transitioning into better-paying roles as they gain experience or complete additional credentials.

The debt picture helps offset the weak start: at $20,250, it's below both state and national averages, and the 0.66 debt-to-earnings ratio means graduates owe less than eight months of their first-year salary. For a school serving a primarily working-class student body (52% receive Pell grants), this manageable debt load matters. However, families should note that top NJ programs like NJIT ($65,725) and the Rutgers campuses (all around $55,000) deliver much stronger first-year earnings—more than double NJCU's initial outcomes.

This program makes sense for students prioritizing access and affordability over immediate earning power, particularly if they have a plan for that difficult first year financially. But the dramatically higher starting salaries elsewhere in New Jersey suggest that stronger students should seriously consider the state's more competitive math programs.

Where New Jersey City University Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

Earnings Distribution

How New Jersey City University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
New Jersey City University$30,605$52,107+70%
Rutgers University-Newark$54,953$77,902+42%
Rutgers University-New Brunswick$54,953$77,902+42%
Rutgers University-Camden$54,953$77,902+42%
The College of New Jersey$50,762$74,846+47%

Compare to Similar Programs in New Jersey

Mathematics bachelors's programs at peer institutions in New Jersey (26 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
New Jersey City UniversityJersey City$13,971$30,605$52,107$20,2500.66
New Jersey Institute of TechnologyNewark$19,022$65,725$67,694$26,1900.40
Rutgers University-NewarkNewark$16,586$54,953$77,902$23,0000.42
Rutgers University-CamdenCamden$17,079$54,953$77,902$23,0000.42
Rutgers University-New BrunswickNew Brunswick$17,239$54,953$77,902$23,0000.42
Stockton UniversityGalloway$15,532$53,915$59,973$25,9840.48
National Median$48,772$21,5000.44

Career Paths

Occupations commonly associated with mathematics graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Data Scientists

Develop and implement a set of techniques or analytics applications to transform raw data into meaningful information using data-oriented programming languages and visualization software. Apply data mining, data modeling, natural language processing, and machine learning to extract and analyze information from large structured and unstructured datasets. Visualize, interpret, and report data findings. May create dynamic data reports.

$112,590/yrJobs growth:Bachelor's degree

Business Intelligence Analysts

Produce financial and market intelligence by querying data repositories and generating periodic reports. Devise methods for identifying data patterns and trends in available information sources.

$112,590/yrJobs growth:Bachelor's degree

Clinical Data Managers

Apply knowledge of health care and database management to analyze clinical data, and to identify and report trends.

$112,590/yrJobs growth:Bachelor's degree

Mathematicians

Conduct research in fundamental mathematics or in application of mathematical techniques to science, management, and other fields. Solve problems in various fields using mathematical methods.

$104,350/yrJobs growth:Master's degree

Statisticians

Develop or apply mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data to provide usable information. May specialize in fields such as biostatistics, agricultural statistics, business statistics, or economic statistics. Includes mathematical and survey statisticians.

$104,350/yrJobs growth:Master's degree

Biostatisticians

Develop and apply biostatistical theory and methods to the study of life sciences.

$104,350/yrJobs growth:Master's degree

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Mathematical Science Occupations, All Other

All mathematical scientists not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At New Jersey City University, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 35 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.