Median Earnings (1yr)
$30,628
25th percentile (60th in NM)
Median Debt
$7,571
44% below national median
Debt-to-Earnings
0.25
Manageable
Sample Size
25
Limited data

Analysis

A $7,571 debt load for an associate degree represents one of the lightest burdens you'll find in business education—just three months of earnings—but the earnings side tells a more challenging story. Graduates start at $30,628 and reach $33,431 after four years, lagging the national median by roughly $6,000. However, within New Mexico, this program actually ranks at the 60th percentile, suggesting the real issue isn't the school but the local economy's wage structure for business associate degree holders.

The sample size here is extremely small—fewer than 30 graduates—which means a handful of unusually high or low earners could skew these numbers significantly. What's striking is that four of the top business programs in New Mexico report identical earnings figures, which likely reflects similar graduate outcomes across the state's community college system rather than meaningful differences between institutions.

For a family considering this path, the calculation is straightforward: minimal debt and steady employment, but expect entry-level wages that reflect New Mexico's cost of living and job market. If your child plans to stay in the region and values avoiding debt over maximizing earnings potential, this works. If they're hoping a business credential will command higher pay, they'll need to either pursue a bachelor's degree or be prepared for the reality that associate-level business roles in rural New Mexico pay modestly, regardless of which campus they attend.

Where New Mexico State University-Grants Stands

Earnings vs. debt across all business/commerce associates's programs nationally

New Mexico State University-GrantsOther business/commerce programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How New Mexico State University-Grants graduates compare to all programs nationally

New Mexico State University-Grants graduates earn $31k, placing them in the 25th percentile of all business/commerce associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Mexico

Business/Commerce associates's programs at peer institutions in New Mexico (7 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
New Mexico State University-Grants$30,628$33,431$7,5710.25
New Mexico State University-Dona Ana$30,628$33,431$7,5710.25
New Mexico State University-Alamogordo$30,628$33,431$7,5710.25
Southeast New Mexico College$30,628$33,431$7,5710.25
New Mexico State University-Main Campus$30,628$33,431$7,5710.25
National Median$36,591—$13,4370.37

Other Business/Commerce Programs in New Mexico

Compare tuition, earnings, and debt across New Mexico schools

SchoolIn-State TuitionEarnings (1yr)Debt
New Mexico State University-Dona Ana
Las Cruces
$2,322$30,628$7,571
New Mexico State University-Alamogordo
Alamogordo
$2,616$30,628$7,571
Southeast New Mexico College
Carlsbad
$1,176$30,628$7,571
New Mexico State University-Main Campus
Las Cruces
$8,147$30,628$7,571

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At New Mexico State University-Grants, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 25 graduates with reported earnings and 48 graduates with debt data. Small samples may not be representative.