Median Earnings (1yr)
$30,628
25th percentile (60th in NM)
Median Debt
$7,571
44% below national median
Debt-to-Earnings
0.25
Manageable
Sample Size
25
Limited data

Analysis

Southeast New Mexico College's business associate degree program delivers a sharply different value depending on your reference point. Graduates earn $30,628 in their first year—well below the national median of $36,591 for business associate programs, landing in just the 25th percentile nationally. However, within New Mexico, this program sits at the 60th percentile, performing better than most in-state alternatives. That's a meaningful distinction for families focused on local opportunities, though it also reflects the state's generally lower wage structure.

The financial trade-off here is clear: extremely low debt ($7,571 compared to the national median of $13,437) in exchange for below-average earnings. The debt-to-earnings ratio of 0.25 is excellent, and graduates see steady 9% earnings growth to $33,431 by year four. For students planning to stay in the Carlsbad area or elsewhere in New Mexico, where these earnings are competitive, the minimal debt burden creates real financial flexibility early in their careers.

The caveat matters here—with fewer than 30 graduates tracked, these numbers could shift considerably with more data. If your child needs a quick, affordable credential to enter the workforce locally, this program delivers on that promise. But families expecting earnings comparable to business programs in other states should recalibrate expectations or consider whether moving out of state after graduation makes sense.

Where Southeast New Mexico College Stands

Earnings vs. debt across all business/commerce associates's programs nationally

Southeast New Mexico CollegeOther business/commerce programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Southeast New Mexico College graduates compare to all programs nationally

Southeast New Mexico College graduates earn $31k, placing them in the 25th percentile of all business/commerce associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Mexico

Business/Commerce associates's programs at peer institutions in New Mexico (7 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southeast New Mexico College$30,628$33,431$7,5710.25
New Mexico State University-Dona Ana$30,628$33,431$7,5710.25
New Mexico State University-Alamogordo$30,628$33,431$7,5710.25
New Mexico State University-Grants$30,628$33,431$7,5710.25
New Mexico State University-Main Campus$30,628$33,431$7,5710.25
National Median$36,591$13,4370.37

Other Business/Commerce Programs in New Mexico

Compare tuition, earnings, and debt across New Mexico schools

SchoolIn-State TuitionEarnings (1yr)Debt
New Mexico State University-Dona Ana
Las Cruces
$2,322$30,628$7,571
New Mexico State University-Alamogordo
Alamogordo
$2,616$30,628$7,571
New Mexico State University-Grants
Grants
$2,136$30,628$7,571
New Mexico State University-Main Campus
Las Cruces
$8,147$30,628$7,571

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southeast New Mexico College, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 25 graduates with reported earnings and 48 graduates with debt data. Small samples may not be representative.