Median Earnings (1yr)
$44,801
34th percentile (40th in MA)
Median Debt
$25,356
2% below national median
Debt-to-Earnings
0.57
Manageable
Sample Size
69
Adequate data

Analysis

Nichols College's business graduates start below both Massachusetts and national averages, earning $44,801 in their first year—about $6,000 less than the typical Bay State business graduate and trailing the national median as well. The program ranks in the 40th percentile among Massachusetts business schools, placing it in the bottom half of a competitive state market that includes powerhouses like Northeastern (where graduates earn nearly $75,000 immediately). However, the trajectory tells a more interesting story: earnings jump 31% by year four to $58,542, suggesting the Nichols network and career development deliver results once graduates gain experience.

The debt picture is manageable at $25,356, with a debt-to-earnings ratio of 0.57 that's reasonable for a business degree. The 88% admission rate and modest SAT scores indicate this is an accessible option for students who might not gain entry to more selective programs. For families considering Nichols against other Massachusetts options, you're essentially betting on professional growth rather than immediate earning power—graduates who stick with it see solid mid-career momentum that closes much of the initial gap.

The bottom line: this works best for students who need an attainable path into business and are patient about building their career. If your child needs strong first-year earnings to manage debt quickly or could access higher-ranked state schools, those merit consideration. But for B-students seeking a business degree with reasonable debt, Nichols delivers improving returns after a modest start.

Where Nichols College Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

Nichols CollegeOther business/commerce programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Nichols College graduates compare to all programs nationally

Nichols College graduates earn $45k, placing them in the 34th percentile of all business/commerce bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Business/Commerce bachelors's programs at peer institutions in Massachusetts (16 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Nichols College$44,801$58,542$25,3560.57
Northeastern University$74,868$91,376$24,0000.32
University of Massachusetts-Dartmouth$59,287—$24,9730.42
Brandeis University$55,806$78,672$26,0000.47
Western New England University$50,921———
Framingham State University$50,775$50,799$26,0000.51
National Median$47,506—$26,0000.55

Other Business/Commerce Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Northeastern University
Boston
$63,141$74,868$24,000
University of Massachusetts-Dartmouth
North Dartmouth
$15,208$59,287$24,973
Brandeis University
Waltham
$64,946$55,806$26,000
Western New England University
Springfield
$46,430$50,921—
Framingham State University
Framingham
$11,630$50,775$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Nichols College, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 69 graduates with reported earnings and 83 graduates with debt data. Small samples may not be representative.