Analysis
A debt-to-earnings ratio of 0.45 signals manageable student borrowing, though the picture here comes entirely from comparable programs rather than Nichols' own graduates. Similar MIS bachelor's programs nationally suggest first-year earnings around $59,490 and debt near $26,581—figures that align reasonably well with what peer institutions in Massachusetts actually report. Framingham State and UMass Dartmouth graduates in this field earn in the low-to-mid $50,000s with similar debt loads, giving some confidence that the estimates aren't wildly optimistic.
The real uncertainty is whether Nichols delivers outcomes in line with its national peers or lags closer to the Massachusetts average (about $5,000 lower). With an 88% admission rate and relatively accessible student body, Nichols may struggle to match selective programs' placement rates in competitive MIS roles. That said, even the lower end of the range produces a workable debt burden—you'd be looking at monthly payments around $300 on a $27,000 loan, feasible on a $54,000 salary.
The practical takeaway: if your child is set on MIS and Nichols feels like the right social and academic fit, the financial fundamentals aren't alarming based on what similar programs produce. But push the school hard on job placement specifics—where do their grads actually land, and what's the track record with regional tech employers?
Where Nichols College Stands
Earnings vs. debt across all management information systems and services bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Management Information Systems and Services bachelors's programs at peer institutions in Massachusetts (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $40,375 | $59,490* | — | $26,581* | — | |
| $11,630 | $54,918* | — | $25,000* | 0.46 | |
| $15,208 | $53,873* | $65,824 | $27,000* | 0.50 | |
| National Median | — | $59,490* | — | $24,000* | 0.40 |
Career Paths
Occupations commonly associated with management information systems and services graduates
Computer and Information Systems Managers
Database Architects
Data Warehousing Specialists
Computer Programmers
Computer Science Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Nichols College, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 153 similar programs. Actual outcomes may vary.